2865 Rio Seco Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2865 Rio Seco Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,386 sqft · built 2017
Lot Size	0.1 acres (4,353 sqft)
Owner	2 Individual Names on File
Last Sale	$648,000 (Dec 2017)
Tax Bill	$12,479 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-300-055`

Property Details

APN / Parcel Number

Primary APN	`091-300-055`
Alternative APNs	`091-300-055-0` `0979700556`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	1,442 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,353 sqft (0.1 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2865 RIO SECO DR
City	PITTSBURG
State	CA
Zip	94565-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9379 L55
Legal Subdivision	SUBDIVISION 9379
Legal Tract	9379
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	355202

Owner

2865 Rio Seco Dr is owned and occupied by two individuals who bought it in December 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2865 RIO SECO DR, PITTSBURG, CA 94565-7768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 12, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Deed Document Number	2017232287
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2865 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 RIO SEC JR, PITTSBURG, CA 94565

Mortgage

Document Number	0000022387
Date	Jan 25, 2021
Instrument	2021-022387

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2865 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127500
Date	Aug 12, 2019
Instrument	2019-127500

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2865 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 RIO SECO DR, BAY POINT, CA 94565-7768

Mortgage

Document Number	0000108586
Date	Jul 5, 2022
Instrument	2022-108586

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 12, 2017
Property Address	2865 RIO SECO DR, BAY POINT, CA 94565-7768
Document Number	0000232287
Instrument Date	Dec 6, 2017
Instrument	232287
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2865 RIO SECO DR BAY POINT CA 945657768, BAY POINT, CA 94565-7768

Mortgage

Document Number	232289
Date	Dec 12, 2017
Instrument	232289

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2865 Rio Seco Dr was $12,479.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,706 (+2%) Land $208,903 Building $542,803
2025	$12,479.00	$736,967 Land $204,807 Building $532,160
2023	$11,924.00 (+1.38%)	$708,352 Land $196,855 Building $511,497
2022	$11,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2865 Rio Seco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 Rio Seco Dr is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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