Contra Costa County property record for 2865 Rastro Ln, Concord, CA 94518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,566 sqft · built 2007 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,500 (Jun 2013) |
| Tax Bill | $7,075 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-700-002-2 |
| Primary APN | 126-700-002-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 644 sqft |
| 2nd Floor Area | 922 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cluster |
| Lot Area | 2,400 sqft (0.055 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2865 RASTRO LN |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-2186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8987 L15 |
| Legal Subdivision | SENDERA SUB 8987 |
| Legal Tract | 8987 |
| Legal Lot Number | 15 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 337100 |
Source: Contra Costa County records · APN 126-700-002-2
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK |
| Nov 12, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2013 · Amount on Record |
| Deed Sale | Jun 21, 2013 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 2013157521 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0000000237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Document Number | 0000232456 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-232456 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Document Number | 0000283432 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-283432 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 12, 2019 |
| Property Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Document Number | 0000201145 |
| Map Reference | MB 499 PG 7-19 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 2019-201145 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2865 RASTRO LN, CONCORD, CA 94518-2186 |
| Document Number | 0000201146 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-201146 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $562,071 (+2%) Land $301,445 Building $260,626 | |
| 2025 | $7,075.00 (+4.68%) | $551,051 (+4.04%) Land $295,535 Building $255,516 |
| 2023 | $6,759.00 (+1.41%) | $529,655 Land $284,060 Building $245,595 |
| 2022 | $6,665.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (1983–2012) |
| Most Recent Claim | Dec 2012 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sonic Telecom, Verizon.
Based on FCC filings for 486 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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