2865 Proffit Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2865 Proffit Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,879 sqft · built 1963
Lot Size	1.92 acres (83,635 sqft)
Owner	2 Company Names on Record
Last Sale	$1,347,500 (Dec 2025)
Tax Bill	$10,189 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03300-00-00-020B0`

Property Details

APN / Parcel Number

Primary APN	`03300-00-00-020B0`
Alternative APN	`7157`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,879 sqft Finished Area
Basement Area	504 sqft
Finished Basement	234 sqft
Unfinished Basement	504 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	83,635 sqft (1.92 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	2,940 sqft

Exterior Amenities

Pool Area	330 sqft
Porch	Slab
Porch Area	216 sqft
Patio Area	576 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Street Address	2865 PROFFIT RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	SPRINGFIELD SUBDIVISION
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2009
Census Tract	10303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2865 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5704
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 4, 2025	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	202511492
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 12, 2026
Property Address	2865 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5704
Document Number	0000005773
Instrument Date	Jun 8, 2026
Instrument	20265773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	2865 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5704

Mortgage

Document Number	0000005773,
Date	Jun 12, 2026
Instrument	20265773

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 4, 2025
Property Address	2865 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5704
Document Number	202500011492
Instrument Date	Oct 20, 2025
Instrument	202500011492
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2865 PROFFIT RD, CHARLOTTESVILLE, VA 22911-5704

Mortgage

Document Number	202500011493
Date	Dec 4, 2025
Instrument	202500011493

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,189.00 (+19.62%)	$1,139,700 (+19.62%) Land $150,900 Building $988,800	$1,139,700 (+19.62%) Land $150,900 Building $988,800
2025	$8,518.00 (+12.4%)	$952,800 (+7.37%) Land $133,300 Building $819,500	$952,800 (+7.37%) Land $133,300 Building $819,500
2023	$7,578.00	$887,400 Land $109,100 Building $778,300	$887,400 Land $109,100 Building $778,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Proffit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures