Oneida County and Paris Town property record for 2865 Oneida St, Sauquoit, NY 13456
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,834 sqft · built 1986 |
| Lot Size | 0.93 acres (40,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2023) |
| Tax Bill | $12,483 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5290.3 |
| Primary APN | 5290.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,834 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| 2nd Floor Area | 1,408 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 40,548 sqft (0.93 acres) |
| Lot Dimensions | 218 ft deep x 186 ft wide |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 800 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5290.3 |
|---|---|
| Street Address | 2865 ONEIDA ST |
| City | SAUQUOIT |
| State | NY |
| Zip | 13456-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 2.003 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | PARIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 25500 |
2865 Oneida St is owned and occupied by two individuals who bought it in July 2023.
Source: Oneida County and Paris Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2865 ONEIDA ST, SAUQUOIT, NY 13456-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 25, 2018 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on File |
| Deed Sale | Jul 11, 2023 · Amount on File |
| Prior Sale | Oct 22, 1998 · Amount on File |
| Deed Document Number | 20238282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jul 11, 2023 |
| Property Address | 2865 ONEIDA ST, SAUQUOIT, NY 13456-3111 |
| Document Number | 0000008282 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023-008282 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9282 PARIS HILL RD, SAUQUOIT, NY 13456-2114 |
| Document Number | 0000008283 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023-008283 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Aug 1, 2033 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2865 ONEIDA ST, SAUQUOIT, NY 13456-3111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18477 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-018477 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2865 ONEIDA ST, SAUQUOIT, NY 13456-3111 |
| Document Number | 0000007486 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2865 ONEIDA ST SAUQUOIT NY 134563111, SAUQUOIT, NY 13456-3111 |
| Document Number | 0000007486 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 7486 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 2865 ONEIDA ST, SAUQUOIT, NY 13456-3111 |
| Document Number | 0000007487 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2865 ONEIDA ST SAUQUOIT NY 134563111, SAUQUOIT, NY 13456-3111 |
| Document Number | 0000007487 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 7487 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2865 Oneida St was $12,483, down 0.4% from the year before.
Source: Oneida County and Paris Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Paris Town |
| Unified School District | Sauquoit Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,483.00 (-0.38%) | ||
| 2025 | $12,531.00 | $279,700 Land $27,900 Building $251,800 | $508,545 Land $50,727 Building $457,818 |
| 2023 | $279,700 (-) Land $27,900 Building $251,800 | $440,472 (+13.39%) Land $43,937 Building $396,535 | |
| 2022 | $4,893.00 Homeowner's exemption | $279,700 Land $27,900 Building $251,800 | $388,472 Land $38,750 Building $349,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2865 Oneida St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2865 Oneida St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures