2865 Old Murphy Rd, Franklin, NC 28734 Property Records

Macon County property record for 2865 Old Murphy Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,704 sqft · built 1952
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jul 2003)
Tax Bill	$904 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6574658802`

Property Details

APN / Parcel Number

Primary APN	`6574658802`
Alternative APNs	`0100076` `148403` `160931`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Heated Area
1st Floor Area	1,704 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	50,965 sqft (1.17 acres)
Terrain	Rolling
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	194 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	160931
Street Address	2865 OLD MURPHY RD
City	FRANKLIN
State	NC
Zip	28734-7210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CARSON SEC
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2007
Census Tract	970302

Owner

2865 Old Murphy Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Macon County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2865 OLD MURPHY RD, FRANKLIN, NC 28734-7210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2003 · Amount on File
Deed Sale	Jul 7, 2003 · Amount on File
Deed Book / Page	27 / 391
Last Transfer Date	Sep 2, 2025
Transfer Doc	00X43/1845
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	2865 OLD MURPHY RD, FRANKLIN, NC 28734-7210
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00L40/1142
Date	Dec 9, 2020
Book Page	L-40/1142
Instrument	2020009841

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 9, 2020
Property Address	2865 OLD MURPHY RD, FRANKLIN, NC 28734-7210
Document Number	L40/1137
Book / Page	L-40 / 1137
Instrument Date	Oct 6, 2020
Instrument	2020009839
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 OLD MURPHY RD, FRANKLIN, NC 28734-7210

Mortgage

Document Number	L40/1142
Date	Dec 9, 2020
Book Page	L-40/1142
Instrument	2020009841

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

The 2026 property tax bill for 2865 Old Murphy Rd was $904.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$904.00	$230,670 (+0.83%) Land $49,720 Building $180,950	$230,670 (+0.83%) Land $49,720 Building $180,950
2025	$904.00	$228,770 Land $49,720 Building $179,050	$228,770 Land $49,720 Building $179,050
2023	$851.00	$228,770 Land $49,720 Building $179,050	$228,770 Land $49,720 Building $179,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2865 Old Murphy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 Old Murphy Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

May also be available: Vyve Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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