2865 Oak Ave, Garner, IA 50438 Property Records

Hancock County property record for 2865 Oak Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 870 sqft · built 1928
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$338 (2025)
Flood Zone	Zone X (minimal risk)
APN	`0240240060`

Property Details

APN / Parcel Number

Primary APN	`0240240060`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	600 sqft
Attic	Attic
Attic Area	270 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2865 OAK AVE
City	GARNER
State	IA
Zip	50438-8554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAYFIELD ORIGINAL BLK 24 LOTS 3 & 6
Legal Subdivision	HAYFIELD ORIGINAL
Legal Block	24
Legal Lot Number	3&6
Jurisdiction	HANCOCK IA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1070
Census Tract	270200

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2865 OAK AVE, GARNER, IA 50438-8554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2005
Transfer Doc	0000000774
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$338.00 (+2.42%)	$35,910 (+12.36%) Land $3,930 Building $31,980	$35,910 (+12.36%) Land $3,930 Building $31,980
2024	$330.00 (-18.92%)
2023		$31,960 (-4.54%) Land $3,930 Building $28,030	$31,960 (-4.54%) Land $3,930 Building $28,030
2022	$407.00	$33,480 Land $3,930 Building $29,550
2021			$33,480 Land $3,930 Building $29,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Ave

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