2865 Locust Dr, Springfield, OH 45504 Property Records

Clark County property record for 2865 Locust Dr, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,919 sqft · built 1974
Lot Size	0.62 acres (27,042 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2018)
Tax Bill	$3,579 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`300-06-00017-402-004`

Property Details

APN / Parcel Number

Primary APN	`300-06-00017-402-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	27,042 sqft (0.62 acres)
Lot Dimensions	260 ft deep x 104 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2865 LOCUST DR
City	SPRINGFIELD
State	OH
Zip	45504-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FOREST HILLS SUBD 4; 83
Legal Subdivision	FOREST HILLS SUBD
Legal Block	402
Legal Lot Number	83
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2006
Census Tract	2000

Owner

Source: Clark County records · APN 300-06-00017-402-004

Assessment roll updated August 8, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2865 LOCUST DR, SPRINGFIELD, OH 45504-4117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 06, 2018	Survivorship Deed, Transfer · Line of Credit AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2018 · Amount on Record
Deed Sale	Sep 06, 2018 · Amount on Record
Deed Document Number	3301
Deed Book / Page	2148 / 2822
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2865 LOCUST DR, SPRINGFIELD, OH 45504-4117
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010263
Date	Sep 13, 2023
Book Page	2228/132
Instrument	202300010263

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2048

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Sep 06, 2018
Property Address	2865 LOCUST DR, SPRINGFIELD, OH 45504-4117
Document Number	0000012008
Book / Page	2148 / 2822
Map Reference	VOL 10 PG 86
Instrument Date	Aug 28, 2018
Instrument	201800012008
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2865 LOCUST DR, SPRINGFIELD, OH 45504-4117

Mortgage

Document Number	0000012009
Date	Sep 06, 2018
Instrument	201800012009

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated August 8, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,230 (+19.64%) Land $16,560 Building $68,670	$243,500 (+19.63%) Land $47,300 Building $196,200
2024	$3,579.00 (+3.5%)
2023		$71,240 Land $11,640 Building $59,600
2022	$3,458.00		$203,540 Land $33,250 Building $170,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clark County (39023C), as of February 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

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