2865 Jacob Ln, Normal, IL 61761 Property Records

McLean County property record for 2865 Jacob Ln, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,471 sqft Living Area
Lot Size4,394 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$247,000 (2024)
Tax Bill$6,140.00 (2024)

Property Details

APN / Parcel Number

Primary APN14-11-228-035

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area1,471 sqft Living Area
1st Floor1,471 sqft 1st Floor
Basement Area1,471 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Exterior
Roof MaterialAsphalt Roof
Lot Area4,394 sqft (0.179 acres)
Depth X Width129 ft x 33.9 ft Depth x Width
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2865 JACOB LN
CityNORMAL
StateIL
Zip61761-5409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTH BRIDGE SUB 2ND ADD LT 71 (EX S52)
Legal Range02E
Legal Township24N
Legal Section11
Legal SubdivisionNORTH BRIDGE SUB
Legal Lot Number71
JurisdictionMCLEAN IL
Minor Civil DivisionNORMAL
Census Blockgroup1
Census Block1028
Census Tract105

Owner

Source: McLean County records · APN 14-11-228-035

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2865 JACOB LN, NORMAL, IL 61761-5409
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2024Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
May 08, 2018Warranty Deed, Transfer · Conventional Mortgage
PNC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleMay 08, 2018 · Amount on Record
Deed Doc Number20243622
Prior Transfer DateApr 30, 2009
Prior Transfer Doc0000015360
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMar 28, 2024
Property Address2865 JACOB LN, NORMAL, IL 61761-5409
Document Number202400003622
Map ReferenceDOC 2003-32943
Instrument DateMar 22, 2024
Instrument2024-00003622
Transaction TypeTransfer
Record UpdatedApr 05, 2024
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2865 JACOB LN, NORMAL, IL 61761-5409

Mortgage

Document Number202400003623
DateMar 28, 2024
Instrument2024-00003623
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054
Interest
Rate TypeFixed Rate
Rate5.99%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2865 JACOB LN, NORMAL, IL 61761-5409
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100011026
DateMay 11, 2021
Instrument2021-00011026
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate3.62%

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateMay 08, 2018
Property Address2865 JACOB LN, NORMAL, IL 61761-5409
Document Number201800007076
Map ReferenceDOC2003-32943
Instrument DateMay 04, 2018
Instrument2018-00007076
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyFRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 JACOB LN, NORMAL, IL 61761-5473

Mortgage

Document Number201800007077
DateMay 08, 2018
Instrument2018-00007077
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$89,086 (+21.89%) Land $12,961 Building $76,125$267,258 (+21.89%) Land $38,883 Building $228,375
2024$6,140.00 (+6.95%)
2023$5,741.00 (+6.47%)$73,089 (+10.69%) Land $10,634 Building $62,455$219,267 (+10.69%) Land $31,902 Building $187,365
2022$5,392.00$66,030 Land $9,607 Building $56,423$198,090 Land $28,821 Building $169,269

Flood & Wildfire

2865 Jacob Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · McLean County (17113C), updated June 27, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
1st percentile of exposed land nationally · 6th in Illinois
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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