Clinton County property record for 2865 E State Rd 28, Frankfort, IN 46041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 1980 |
| Lot Size | 0.48 acres (20,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Aug 2018) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2008 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-11-07-426-003.000-001 |
| Primary APN | 12-11-07-426-003.000-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,900 sqft (0.48 acres) |
| Lot Dimensions | 209 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 01905280818 |
|---|---|
| Street Address | 2865 E STATE ROAD 28 |
| City | FRANKFORT |
| State | IN |
| Zip | 46041-9465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001-27011-30 LOT 1 ROGERS EAST SUB 94-A-1 |
| Legal Subdivision | ROGERS EAST SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CLINTON IN |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 950200 |
2865 E State Rd 28 is owned and occupied by an individual who bought it in August 2018.
Source: Clinton County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 COULTER ST, FRANKFORT, IN 46041-2634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 24, 2008 | Deed of Trust, Mortgage REGIONS BANK |
| Aug 6, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 16, 2018 | Special Warranty Deed, Transfer |
| Jul 13, 2017 | Sheriff's Deed, Foreclosure |
| Apr 6, 2009 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 20182643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020191802 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019-1802 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020084191 |
|---|---|
| Date | Sep 24, 2008 |
| Instrument | 2008/4191 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35246 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 16, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Aug 6, 2018 |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Document Number | 0020182643 |
| Map Reference | PL 2 PG 57 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018-2643 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | MID-ATLANTIC TITLE CONSULTANTS, MID ATLANTIC TITLE CONSULTAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2865 E STATE ROAD 38, FRANKFORT, IN 46041 |
| Document Number | 0020182644 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018-2644 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Apr 16, 2018 |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Document Number | 0020181146 |
| Map Reference | MB 2 PG 57 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 2018-1146 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 551 COULTER ST, FRANKFORT, IN 46041-2634 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Jul 13, 2017 |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Document Number | 0020172415 |
| Map Reference | MB 2 PG 7 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 2017-2415 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Apr 6, 2009 |
| Property Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Document Number | 0020091570 |
| Map Reference | PL2 PG57 |
| Instrument Date | Apr 3, 2009 |
| Instrument | 2009/1570 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2865 E STATE ROAD 28, FRANKFORT, IN 46041-9465 |
| Document Number | 0020091571 |
|---|---|
| Date | Apr 6, 2009 |
| Instrument | 2009/1571 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2039 |
The 2025 property tax bill for 2865 E State Rd 28 was $1,159 with a homeowner's exemption, up 20.2% from the year before.
Source: Clinton County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Clinton County |
| County Subdivision | Center Township |
| Unified School District | Frankfort Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+20.23%) Homeowner's exemption | $139,900 Land $19,200 Building $120,700 | $139,900 Land $19,200 Building $120,700 |
| 2024 | $964.00 (+1.47%) | ||
| 2023 | $950.00 (+11.9%) | $110,800 (-) Land $19,200 Building $91,600 | $110,800 (-) Land $19,200 Building $91,600 |
| 2022 | $849.00 | $110,800 Land $19,200 Building $91,600 | $110,800 Land $19,200 Building $91,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2865 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2009–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2865 E State Rd 28 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| FiberHawk Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
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