2865 E Kawkawlin River Dr, Kawkawlin, MI 48631 Property Records

Bay County property record for 2865 E Kawkawlin River Dr, Kawkawlin, MI 48631 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1983
Square Footage	3,778 sqft Living Area
Lot Size	56,628 sqft (1.3 acres)
Garage	1,120 sqft
Occupancy	Owner Occupied
Last Sale	$380,000 (2020)
Tax Bill	$6,701.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`080-036-400-220-01`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,778 sqft Living Area
1st Floor	2,640 sqft 1st Floor
Basement Area	1,518 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	56,628 sqft (1.3 acres)
Parking Spaces	4 Parking Spaces
Garage Area	1,120 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2865 E KAWKAWLIN RIVER DR
City	KAWKAWLIN
State	MI
Zip	48631-9102
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SEC TH W 920 FT TH N 9D 03M W 95 FT TH N 33D 34M W 315 FT TH N 51D 54M W 294.99 FT TO POB TH N 289.32 FT TH
Legal Range	04E
Legal Township	15N
Legal Section	36
Jurisdiction	BAY MI
Minor Civil Division	KAWKAWLIN
Census Blockgroup	3
Census Block	3045
Census Tract	286102

Owner

Source: Bay County records · APN 080-036-400-220-01

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2865 E KAWKAWLIN RIVER DR, KAWKAWLIN, MI 48631-9102
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Doc Number	202010952
Prior Transfer Date	May 10, 2004
Prior Transfer Doc	0027900778
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 10, 2020
Property Address	2865 E KAWKAWLIN RIVER DR, KAWKAWLIN, MI 48631-9102
Document Number	0000010952
Instrument Date	Aug 03, 2020
Instrument	10952
Transaction Type	Transfer
Record Updated	Feb 04, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,268.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1801 RIVER RD KAWKAWLIN MI 486319421, KAWKAWLIN, MI 48631-9421

Mortgage

Document Number	10953
Date	Aug 10, 2020
Instrument	10953

Lender

Name	FIRST ST BK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2050

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,701.00 (+58.79%) Homeowner's exemption	$264,700 (+3.24%)	$529,400 (+3.24%)
2025	$4,220.00 (-28.46%) Homeowner's exemption	$256,400 (+41.97%)	$512,800 (+41.97%)
2023		$180,600	$361,200
2022	$5,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.