2865 E Ashby Dr, Saint George, UT 84790 Property Records

Washington County property record for 2865 E Ashby Dr, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,259 sqft · built 2013
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,430 (May 2022)
Tax Bill	$2,361 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CTT-2-17`

Property Details

APN / Parcel Number

Primary APN	`SG-CTT-2-17`
Alternative APN	`0913679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,259 sqft Living Area
Gross Area	2,369 sqft
1st Floor Area	2,259 sqft
Attic	Attic
Attic Area	1,408 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Concrete
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	704 sqft
Porch	Covered Slab
Porch Area	226 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0913679
Street Address	2865 E ASHBY DR
City	SAINT GEORGE
State	UT
Zip	84790-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: COTTONWOOD 2 (SG) LOT: 17
Legal Subdivision	COTTONWOOD PH 2
Legal Lot Number	17
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1113
Census Tract	271702

Owner

Source: Washington County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
May 3, 2022	Intrafamily Transfer, Transfer GT TITLE
May 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Jan 15, 2014 · Amount on Record
Deed Document Number	202224558
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Recording Date	Apr 1, 2026
Property Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211
Document Number	0000012524
Instrument Date	Mar 25, 2026
Instrument	202612524
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211

Mortgage

Document Number	0000012524,
Date	Apr 1, 2026
Instrument	202612524

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034784
Date	Aug 24, 2018
Instrument	20180034784

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	May 3, 2022
Property Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211
Document Number	0000024560
Instrument Date	Apr 28, 2022
Instrument	20220024560
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON UT
Recording Date	May 3, 2022
Property Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211
Document Number	0000024558
Instrument Date	Apr 28, 2022
Instrument	20220024558
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 E ASHBY DR, SAINT GEORGE, UT 84790-4211

Mortgage

Document Number	0000024559
Date	May 3, 2022
Instrument	20220024559

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,150 (-1.75%) Land $145,750 Building $213,400	$653,000 (-1.75%) Land $265,000 Building $388,000
2024	$2,361.00 (-3.48%)
2023	$2,446.00	$365,530	$664,600 Land $275,000 Building $389,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 75% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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