Navajo County property record for 2865 Deer Trl, Overgaard, AZ 85933
| Property Type | Single Family Home |
|---|---|
| Details | 2,176 sqft · built 1995 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Jun 2006) |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 206-22-109 |
| Primary APN | 206-22-109 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,656 sqft |
| 1st Floor Area | 2,176 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 636 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2865 DEER TRL |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | AZTEC PINES #2 LOT 68 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 29 |
| Legal Subdivision | AZTEC PINES #2 |
| Legal Lot Number | 68 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 963700 |
Source: Navajo County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 496, OVERGAARD, AZ 85933-0496 |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on Record |
| Deed Sale | Jun 21, 2006 · Amount on Record |
| Deed Document Number | 200618849 |
| Prior Transfer Date | Jun 20, 2006 |
| Prior Transfer Doc | 0000018850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 2865 DEER TRL, OVERGAARD, AZ 85933-5000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019514 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-19514 |
| Name | ARIZONA FCU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $401,548 (-2.38%) Land $39,244 Building $362,304 | ||
| 2026 | $411,336 (+9.79%) Land $41,360 Building $369,976 | ||
| 2025 | $1,865.00 (+1.52%) | $37,466 Land $3,783 Building $33,683 | $374,660 Land $37,830 Building $336,830 |
| 2024 | $1,837.00 (+2.86%) | ||
| 2023 | $1,786.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1999–2001) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 64% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Conexon Connect, Verizon.
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