Riverside County property record for 2865 Cloudy Cir, Banning, CA 92220 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,289 sqft Living Area |
| Lot Size | 4,792 sqft (0.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $206,000 (2018) |
| Tax Bill | $3,187.00 (2025) |
| Primary APN | 538-321-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,289 sqft Living Area |
| Gross Area | 1,763 sqft Gross Area |
| 1st Floor | 1,289 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood Construction |
| Roof Material | Tile Roof |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 455 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2865 CLOUDY CIR |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-3795 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .11 ACRES IN LOT 26 MB 134/071 TR 18063 |
| Legal Subdivision | TRACT NO 18063 |
| Legal Tract | 18063 |
| Legal Lot Number | 26 |
| Jurisdiction | RIVERSIDE CA |
| Minor Civil Division | SAN GORGONIO PASS |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 44300 |
Source: Riverside County records · APN 538-321-026
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 13, 2022 | Intrafamily Transfer, Transfer |
| Oct 31, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Sep 01, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 16, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Doc Number | 201860406 |
| Last Transfer Date | Dec 05, 2022 |
| Transfer Doc | 0000500170 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 13, 2022 |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Document Number | 0000500170 |
| Map Reference | MB 134 PG 71 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022-0500170 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000442886 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019-0442886 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000324970 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0324970 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Document Number | 0000524733 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021-0524733 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Document Number | 0000135346 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0135346 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 16, 2018 |
| Property Address | 2865 CLOUDY CIR, BANNING, CA 92220-3795 |
| Document Number | 0000060406 |
| Instrument Date | Jan 08, 2018 |
| Instrument | 60406 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2865 CLOUDY CIR BANNING CA 922203795, BANNING, CA 92220-3795 |
| Document Number | 60407 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 60407 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,074 (+2%) Land $23,209 Building $215,865 | ||
| 2025 | $3,187.00 (+2.28%) Homeowner's exemption | $234,387 (+4.04%) Land $22,754 Building $211,633 | |
| 2023 | $3,116.00 (+2.16%) Homeowner's exemption | $225,287 Land $21,871 Building $203,416 | |
| 2022 | $3,050.00 | ||
| 2021 | $227,340 |
Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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