2865 Atascadero Rd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2865 Atascadero Rd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,451 sqft · built 1964
Lot Size	30 acres (1,306,800 sqft)
Owner	Company Name on File
Last Sale	$2,050,000 (Mar 2022)
Tax Bill	$24,963 (2025)
Deeds & Mortgages	Mar 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-011-032`

Property Details

APN / Parcel Number

Primary APN	`073-011-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	2,451 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Manufactured
Lot Area	1,306,800 sqft
Terrain	Combination
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Location & Zoning

Street Address	2865 ATASCADERO RD
City	CAYUCOS
State	CA
Zip	93430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	T29S R11E PTN SECS 9 & 10LESS 50% MIN RTS
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1167
Census Tract	13000

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2865 ATASCADERO RD, MORRO BAY, CA 93442-1870
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY WEST BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY WEST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Deed Document Number	202211411
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0000035168
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 14, 2022
Property Address	2865 ATASCADERO RD, MORRO BAY, CA 93442-1870
Document Number	0000011411
Map Reference	MB 624 PG 324
Instrument Date	Feb 11, 2022
Instrument	2022011411
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 ATASCADERO RD, MORRO BAY, CA 93442-1870

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2865 ATASCADERO RD, MORRO BAY, CA 93442-1870
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 1ST ST, LOS OSOS, CA 93402-1104

Mortgage

Document Number	0000061729
Date	Oct 29, 2020
Instrument	2020061729

Lender

Name	COMMUNITY WEST BANK NA
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	363 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2865 ATASCADERO RD, MORRO BAY, CA 93442-1870
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 1ST ST, LOS OSOS, CA 93402-1104

Mortgage

Document Number	0000061727
Date	Oct 29, 2020
Instrument	2020061727

Lender

Name	COMMUNITY WEST BANK NA
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,310,160 (+2%) Land $1,786,012 Building $524,148
2025	$24,963.00 (+6.42%)	$2,264,864 (+8.85%) Land $1,750,993 Building $513,871
2024	$23,456.00 (+1.85%)
2023	$23,031.00 (+235.53%)	$2,080,800 Land $1,683,000 Building $397,800
2022	$6,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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