Contra Costa County property record for 2865 Acacia Rd, Lafayette, CA 94595
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,843 sqft · built 1947 |
| Lot Size | 0.3 acres (13,050 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,844 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-270-011-9 |
| Primary APN | 185-270-011-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 13,050 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 2865 ACACIA RD |
|---|---|
| City | LAFAYETTE |
| State | CA |
| Zip | 94595-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SUN VALLEY ESTATES LOT 188 |
| Legal Subdivision | SUN VALLEY ESTATES |
| Legal Lot Number | 188 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 341000 |
2865 Acacia Rd is owned and occupied by an individual who acquired it in July 2015.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2865 ACACIA RD, LAFAYETTE, CA 94595-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2015 |
| Transfer Doc | 0000163562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2865 ACACIA RD, LAFAYETTE, CA 94595-1004 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 2856 ACACIA RD, WALNUT CREEK, CA 94595-1005 |
| Document Number | 0000329831 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-329831 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 2865 Acacia Rd was $3,844 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Lafayette Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $167,889 (+2%) Land $34,980 Building $132,909 | |
| 2025 | $3,844.00 Homeowner's exemption | $164,598 Land $34,295 Building $130,303 |
| 2023 | $3,687.00 (+1.74%) Homeowner's exemption | $158,209 Land $32,964 Building $125,245 |
| 2022 | $3,624.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2865 Acacia Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1982–2005) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2865 Acacia Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: Etheric Networks, Verizon.
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