2865 14th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 2865 14th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1998
Lot Size	2.26 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$474,000 (Jun 2023)
Tax Bill	$2,917 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`351400 61 04D18`

Property Details

APN / Parcel Number

Primary APN	`351400 61 04D18`
Alternative APN	`40985280002`

Interior

Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	98,881 sqft
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft

Location & Zoning

Street Address	2865 14TH AVE SE
City	NAPLES
State	FL
Zip	34117-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 82 W 150FT OF TR 61
Legal Range	28
Legal Township	49
Legal Section	18
Legal Subdivision	GOLDEN GATE EST UNIT 82
Legal Tract	61
Legal Block	1
Legal Unit	82
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10428

Owner

2865 14th Ave SE is owned and occupied by an individual who bought it in June 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2865 14TH AVE SE, NAPLES, FL 34117-5507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 27, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2022	Trustee's Deed, Foreclosure
Oct 17, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	20236421408
Deed Book / Page	6262 / 1184
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jul 20, 2026
Property Address	2865 14TH AVE SE, NAPLES, FL 34117-5507
Document Number	0006852089
Book / Page	6610 / 3537
Instrument Date	Jun 15, 2026
Instrument	20266852089
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 14TH AVE SE, NAPLES, FL 34117-5507

Mortgage

Document Number	0006852089,
Date	Jul 20, 2026
Book Page	6610/3537
Instrument	20266852089

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 27, 2023
Property Address	2865 14TH AVE SE, NAPLES, FL 34117-5507
Document Number	0062621184
Book / Page	6262 / 1184
Map Reference	MB 5 PG 21
Instrument Date	Jun 23, 2023
Instrument	6421408
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,318.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7786 LAKESIDE BLVD, BOCA RATON, FL 33434-6288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 14TH AVE SE, NAPLES, FL 34117-5507

Mortgage

Document Number	0062621186
Date	Jun 27, 2023
Instrument	6262/1186

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 6, 2022
Property Address	2865 14TH AVE SE, NAPLES, FL 34117-5507
Document Number	0061082987
Book / Page	6108 / 2987
Map Reference	MB 5 PG 21
Instrument Date	Apr 5, 2022
Instrument	6231913
Transaction Type	Foreclosure
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$2,203.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1455 RAIL HEAD BLVD STE 1, 1455, NAPLES, FL 34110-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 SAWGRASS WAY APT 2942, 2942, NAPLES, FL 34112-3433

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 17, 2017
Property Address	2865 14TH AVE SE, NAPLES, FL 34117-5507
Document Number	0054403827
Book / Page	005440 / 003827
Instrument Date	Oct 12, 2017
Instrument	5459903
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	OMEGA LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 14TH AVE SE NAPLES FL 341175507, NAPLES, FL 34117-5507

Mortgage

Document Number	54403829
Date	Oct 17, 2017
Book Page	005440/003829
Instrument	5459904

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2865 14th Ave SE was $2,917 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,651 (-0.49%) Land $103,285 Building $188,366	$291,651 (-1.37%) Land $103,285 Building $188,366
2025	$2,917.00 Homeowner's exemption	$293,084	$295,700 Land $103,285 Building $192,415
2023	$3,464.00 (-39.16%)	$311,840 (+61.76%) Land $101,583 Building $210,257	$311,840 (+2.84%) Land $101,583 Building $210,257
2022	$5,694.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,775	$303,214 Land $104,874 Building $198,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2865 14th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 468 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	468 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 14th Ave SE is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Streamline Internet Fixed Wireless	450 / 80

Cell Coverage

5G (outdoors only) and 4G LTE

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