2865 14th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2865 14th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 1996
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2013)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2018 Loan Modification + 1 more
Flood Zone	Zone AH (high risk)
APN	`349000 91 13D31`

Property Details

APN / Parcel Number

Primary APN	`349000 91 13D31`
Alternative APNs	`405766800080774009113` `40576680008`

Interior

Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	1,828 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Construction Type	Masonry / Concrete Block
Lot Area	148,540 sqft
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft
Storage Building	360 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	2865 14TH AVE NE
City	NAPLES
State	FL
Zip	34120-5591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 75 W 225FT OF TR 91
Legal Range	28
Legal Township	48
Legal Section	31
Legal Subdivision	GOLDEN GATE EST UNIT 75
Legal Tract	91
Legal Block	2
Legal Lot Number	1
Legal Unit	75
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2007
Census Tract	11214

Owner

2865 14th Ave NE is owned and occupied by an individual who bought it in November 2013.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2865 14TH AVE NE, NAPLES, FL 34120-5591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2013 · Amount on File
Deed Sale	Nov 12, 2013 · Amount on File
Prior Sale	Aug 18, 2013 · Amount on File
Deed Document Number	20134911982
Deed Book / Page	4982 / 2831
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2865 14TH AVE NE, NAPLES, FL 34120-5591
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2865 14TH AVE NE, NAPLES, FL 34120-5591

Mortgage

Document Number	0062881609
Date	Sep 18, 2023
Book Page	6288/1609
Instrument	6453929

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	2865 14TH AVE NE, NAPLES, FL 34120-5591
Document Number	0055243924
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2865 14TH AVE NE NAPLES FL 341205591, NAPLES, FL 34120-5591

Mortgage

Document Number	0055243924
Date	Jun 22, 2018
Book Page	005524/003924
Instrument	5575805

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate	3.75%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2865 14TH AVE NE, NAPLES, FL 34120-5591
Document Number	0054002127
Book / Page	005400 / 002127
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2865 14TH AVE NE NAPLES FL 341205591, NAPLES, FL 34120-5591

Mortgage

Document Number	0054002127
Date	Jun 1, 2017
Book Page	005400/002127
Instrument	5412396

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2865 14th Ave NE was $2,885 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,519 (+22.54%)	$477,925 (-14.69%) Land $155,155 Building $322,770
2025	$2,885.00 Homeowner's exemption	$255,851	$560,189 Land $155,155 Building $405,034
2023	$2,760.00 (-0.65%) Homeowner's exemption	$241,398 (+3%)	$406,154 (-4.82%) Land $110,825 Building $295,329
2022	$2,778.00 Homeowner's exemption	$234,367	$426,705 Land $148,591 Building $278,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2865 14th Ave NE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	4 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2865 14th Ave NE is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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