Jefferson County property record for 28645 Summit Ranch Dr, Golden, CO 80401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,795 sqft · built 2017 |
| Lot Size | 4.08 acres (177,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (May 2014) |
| Tax Bill | $8,876 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-103-01-053 |
| Primary APN | 41-103-01-053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| Gross Area | 4,165 sqft |
| 1st Floor Area | 1,795 sqft |
| Basement Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 177,943 sqft (4.08 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Covered Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 656 sqft |
| Patio Area | 656 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 300403006 |
|---|---|
| Street Address | 28645 SUMMIT RANCH DR |
| City | GOLDEN |
| State | CO |
| Zip | 80401-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR5 |
| Legal Description | SECTION 10 TOWNSHIP 04 RANGE 71 QTR SW SUBDIVISIONCD 720100 SUBDIVISIONNAME SUMMIT RANCH BLOCK LOT 0009 SIZE: 177943 TRACT VALUE: 4.085 |
| Legal Range | 71W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | SUMMIT RANCH |
| Legal Lot Number | 9 |
| Jurisdiction | JEFFERSON CO |
| Township / Civil Division | GOLDEN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 9850 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Genesee Park listed 1990 · 26 contributing resources · NRIS 90001710 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28645 Summit Ranch Dr is owned by two individuals who bought it in May 2014.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24010 GENESEE VILLAGE RD, GOLDEN, CO 80401-9376 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 10, 2017 | Deed of Trust, Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2014 · Amount on File |
| Deed Sale | May 14, 2014 · Amount on File |
| Prior Sale | Jun 17, 1996 · Amount on File |
| Deed Document Number | 201436734 |
| Prior Transfer Date | Jun 10, 1996 |
| Prior Transfer Doc | 0000253307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 28645 SUMMIT RANCH DR, GOLDEN, CO 80401-9763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002274 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021002274 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 28645 SUMMIT RANCH DR, GOLDEN, CO 80401-9763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000054736 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 2019054736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON CO |
| Property Address | 28645 SUMMIT RANCH DR, GOLDEN, CO 80401-9763 |
| Document Number | 0000014018 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 28645 SUMMIT RANCH DR GOLDEN CO 804019763, GOLDEN, CO 80401-9763 |
| Document Number | 0000014018 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 14018 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CO 80215 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 28645 Summit Ranch Dr was $8,876.
Source: Jefferson County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Jefferson County |
| Unified School District | Jefferson County School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,876.00 | $95,024 Land $31,027 Building $63,997 | $1,520,388 Land $496,431 Building $1,023,957 |
| 2023 | $7,584.00 | $86,927 Land $35,555 Building $51,372 | $1,352,427 Land $530,677 Building $821,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28645 Summit Ranch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28645 Summit Ranch Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Clear Creek Broadband Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Visionary Broadband, Xfinity.
5G (outdoors only) and 4G LTE
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