28645 Larch Ln, Bigfork, MT 59911 Property Records

Lake County property record for 28645 Larch Ln, Bigfork, MT 59911

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 1,624 sqft · built 1987
Lot Size	2.65 acres (115,782 sqft)
Owner	Individual Name on Record
Last Sale	$210,900 (Apr 2019)
Tax Bill	$1,271 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1519763`

Property Details

APN / Parcel Number

Primary APN	`R1519763`
Alternative APNs	`15-3708-11-4-04-14-0000` `0000016495`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	115,782 sqft (2.65 acres)

Exterior Amenities

Porch	Patio
Porch Area	48 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000016495
Street Address	28645 LARCH LN
City	BIGFORK
State	MT
Zip	59911-5965
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SWAN SITES NO III, S11, T26 N, R19 W, LOT 07B, ACRES 2.658, AMND PLAT
Legal Range	19W
Legal Township	26N
Legal Section	11
Legal Subdivision	SWAN SITES NO III
Legal Lot Number	7B
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1014
Census Tract	100

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28645 LARCH LN, BIGFORK, MT 59911-5965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2019	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Oct 26, 2012
Deed Document Number	2019568541
Prior Transfer Date	Aug 11, 2008
Prior Transfer Doc	0000492042
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	28645 KELLY DR, BIGFORK, MT 59911
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000588920
Date	Jun 1, 2021
Instrument	588920

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 5, 2019
Property Address	28645 KELLY DR, BIGFORK, MT 59911
Document Number	0000568541
Instrument Date	Mar 24, 2019
Instrument	568541
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28645 LARCH LN, BIGFORK, MT 59911-5965

Mortgage

Document Number	0000568542
Date	Apr 5, 2019
Instrument	568542

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,271.00 (-9.02%)	$410,096 (-)
2025	$1,397.00 (+15.84%)	$410,096 (+119.17%)	$410,096 (+119.17%) Land $275,786 Building $134,310
2023	$1,206.00	$187,117	$187,117 Land $79,467 Building $107,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1997–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 47% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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