28644 Josephine Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 28644 Josephine Dr, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,678 sqft · built 2006
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Tax Bill$2,926 (2026)
Flood ZoneZone X (minimal risk)
APN62-06-23-0-000-009.001

Property Details

APN / Parcel Number

Primary APN62-06-23-0-000-009.001
Alternative APNs
  • 262530
  • 221380

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,678 sqft Heated Area
1st Floor Area2,118 sqft
Upper Floors Area1,312 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions244 ft deep x 81 ft wide
View / LotWaterfront / Beach
Garage TypeCarport
CarportCarport
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number221380
Street Address28644 JOSEPHINE DR
CityELBERTA
StateAL
Zip36530-5742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97.7' X 232'(S) IRR LOT 2 MEXIWANA LANDING SLIDE 2162C SEC 23-T8S-R5E (WD-SURVIVORSHIP)
Legal SubdivisionMEXIWANA LANDING
Legal Lot Number2
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group3
Census Block3030
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28644 JOSEPHINE DR, ELBERTA, AL 36530-5742
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityOrange Beach City
Unified School DistrictOrange Beach City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,926.00 (+7.02%) Homeowner's exemption Senior Citizen's exemption
2025$2,734.00 (+15.07%)$128,060 (+14.93%) Land $50,060 Building $78,000$1,280,400 (+14.93%) Land $500,500 Building $779,900
2023$2,376.00 (+19.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$111,420 (+19.5%)$1,114,100 (+19.49%) Land $421,800 Building $692,300
2022$1,985.00 (+19.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$93,240$932,400 Land $401,800 Building $530,600
2021$1,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims189 (1979–2020)
Claims Outside the SFHA18 of 189
Most Recent ClaimSep 2020 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 70 claims
  • Hurricane Ivan, Sep 2004 · 53 claims
  • Hurricane Georges, Sep 1998 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 88% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Brightspeed
Fiber · DSL
1,000 / 1,000
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Josephine Dr

Nearby Streets

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