28643 Monarch Cliffs Dr, Fulshear, TX 77441 Property Records

Fort Bend County property record for 28643 Monarch Cliffs Dr, Fulshear, TX 77441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,051 sqft · built 2020
Lot Size	0.169 acres (7,367 sqft)
Owner	Individual Name on File
Tax Bill	$8,100 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R488684`

Property Details

APN / Parcel Number

Primary APN	`R488684`
Alternative APN	`2711-12-001-0140-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,051 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	7,367 sqft (0.169 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R488684
Street Address	28643 MONARCH CLIFFS DR
City	FULSHEAR
State	TX
Zip	77441-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEK FALLS AT CROSS CREEK RANCH SEC 12, BLOCK 1, LOT 14
Legal Subdivision	CREEK FALLS AT CROSS CREEK RANCH SEC 12
Legal Block	1
Legal Lot Number	14
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3043
Census Tract	673202

Owner

28643 Monarch Cliffs Dr is owned and occupied by an individual who acquired it in October 2025.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20906 AVERY COVE LN, KATY, TX 77450-5587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer LENDING BASE INC
Jul 5, 2023	Vendor's Lien, Transfer · Conventional Mortgage TOP ONE MORTGAGE
Aug 14, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023
Deed Sale	Jul 5, 2023
Prior Sale	Jul 5, 2023
Deed Document Number	0000062760
Last Transfer Date	Oct 20, 2025
Transfer Doc	0000108175
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORT BEND TX
Recording Date	Oct 20, 2025
Property Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988
Document Number	0000108175
Map Reference	PL NO 20190084
Instrument Date	Oct 15, 2025
Instrument	2025108175
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20906 AVERY COVE LN, KATY, TX 77450-5587

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 AVERY COVE LN, KATY, TX 77450-5587

Mortgage

Document Number	0000108176
Date	Oct 20, 2025
Instrument	2025108176

Lender

Name	LENDING BASE INC
Type	Mortgage Company
Address	8751 COLLIN MCKINNEY PKWY STE 1203, MCKINNEY, TX 75070

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 5, 2023
Property Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988
Document Number	0000062760
Map Reference	PL 20190084
Instrument Date	Jun 29, 2023
Instrument	2023062760
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MAJESTIC TITLE, MAJESTIC TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988

Mortgage

Document Number	0000062761
Date	Jul 5, 2023
Instrument	2023062761

Lender

Name	TOP ONE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	12.5%
Margin	4
Max Rate	12.5%

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 14, 2020
Property Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988
Document Number	0000106545
Map Reference	PL 20190084
Instrument Date	Aug 7, 2020
Instrument	2020106545
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28643 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1988

Mortgage

Document Number	0000106546
Date	Aug 14, 2020
Instrument	2020106546

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28643 Monarch Cliffs Dr was $8,100 with a homeowner's exemption, down 33.2% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Fulshear City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,100.00 (-33.23%) Homeowner's exemption	$449,127 (+2.54%) Land $75,758 Building $373,369	$449,127 (+2.54%) Land $75,758 Building $373,369
2024	$12,131.00 (+143.94%) Homeowner's exemption	$438,000 (+23.01%) Land $72,150 Building $365,850	$438,000 (+3.04%) Land $72,150 Building $365,850
2023	$4,973.00 Homeowner's exemption	$356,059 (+1%) Land $55,500 Building $369,581	$425,081 (+11.6%) Land $55,500 Building $369,581
2022		$323,690 Land $55,500 Building $268,190	$380,910 Land $55,500 Building $325,410
2021	$5,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28643 Monarch Cliffs Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,219 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,219 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28643 Monarch Cliffs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULSHEAR serves 34,000 people · EPA ID TX0790133
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Hotwire Communications, Verizon.

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