28641 Windmere Ct, Lake Bluff, IL 60044 Property Records

Lake County property record for 28641 Windmere Ct, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,541 sqft · built 1996
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Nov 2013)
Tax Bill	$11,274 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-24-202-012`

Property Details

APN / Parcel Number

Primary APN	`11-24-202-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	1,248 sqft
Basement Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	28641 WINDMERE CT
City	LAKE BLUFF
State	IL
Zip	60044-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENMORE WOODS SUB; LOT 36
Legal Subdivision	GLENMORE WOODS SUB
Legal Lot Number	36
Jurisdiction	LAKE IL
Township / Civil Division	LIBERTYVILLE
Census Block Group	3
Census Block	3000
Census Tract	866200

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROPER RATE LLC
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2013 · Amount on Record
Deed Sale	Nov 25, 2013 · Amount on Record
Prior Sale	Sep 5, 1996 · Amount on Record
Deed Document Number	20137057898
Prior Transfer Date	Aug 12, 1996
Prior Transfer Doc	0003870887
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007988051
Date	Aug 3, 2023
Instrument	7988051

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007795155
Date	Jun 3, 2021
Instrument	7795155

Lender

Name	PROPER RATE LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Jul 15, 2026
Property Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002
Document Number	0008182184
Instrument Date	Mar 25, 2026
Instrument	20268182184
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002

Mortgage

Document Number	0008182184,
Date	Jul 15, 2026
Instrument	20268182184

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.54%
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	28641 WINDMERE CT, LAKE BLUFF, IL 60044-3002
Document Number	0007464882
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28641 WINDMERE CT LAKE BLUFF IL 600443002, LAKE BLUFF, IL 60044-3002

Mortgage

Document Number	0007464882
Date	Feb 20, 2018
Instrument	7464882

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Libertyville Township
Municipality	Green Oaks Village
Secondary School District	Libertyville Community High School District 128 (09 - 12)
Elementary School District	Rondout School District 72 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,943 (+29.1%) Land $78,684 Building $132,259	$632,893 (+29.1%) Land $236,076 Building $396,817
2024	$11,274.00 (+9.09%)
2023	$10,335.00 (+3.83%)	$163,400 (+3.11%) Land $60,950 Building $102,450	$490,249 (+3.11%) Land $182,868 Building $307,381
2022	$9,954.00	$158,464 Land $68,921 Building $89,543	$475,440 Land $206,784 Building $268,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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