28640 Clarksburg Rd, Damascus, MD 20872 Property Records

Frederick County property record for 28640 Clarksburg Rd, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,616 sqft · built 2002
Lot Size1.58 acres (68,825 sqft)
Owner2 Individuals on Record
Last Sale$109,000 (Oct 2001)
Tax Bill$9,545 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-313176

Property Details

APN / Parcel Number

Primary APN09-313176
Alternative APNs
  • 9313176
  • 313176

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,616 sqft Living Area
Gross Area4,102 sqft
1st Floor Area2,038 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area68,825 sqft
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area729 sqft
PorchOpen Porch
Porch Area32 sqft
Deck Area622 sqft
Gazebo320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number313176
Street Address28640 CLARKSBURG RD
CityDAMASCUS
StateMD
Zip20872-1374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 202 SECTION 2 1.58 ACRES-HANFORD EST. .05 AC SET IN MONT. CO.
Legal SubdivisionHANFORD ESTATES
Legal Lot Number202
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1008
Census Tract752102

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address28640 CLARKSBURG RD, DAMASCUS, MD 20872-1374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2001 · Amount on Record
Deed SaleOct 11, 2001 · Amount on Record
Deed Document Number20017230
Deed Book / Page2969 / 1141
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address28640 CLARKSBURG RD, DAMASCUS, MD 20872-1374
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139950468
DateAug 19, 2020
Book Page13995/468
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$828,700 (+22.24%)$888,400 (+25.25%) Land $175,800 Building $712,600
2025$9,545.00 (+17.94%)
2023$8,093.00$677,933$709,300 Land $131,200 Building $578,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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