2864 Willow St, Denver, CO 80238 Property Records

Denver City property record for 2864 Willow St, Denver, CO 80238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 2003
Lot Size	0.093 acres (4,050 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Dec 2023)
Tax Bill	$7,979 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 3 more
APN	`01284-01-041-000`

Property Details

APN / Parcel Number

Primary APN	`01284-01-041-000`
Alternative APN	`163162463`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Basement Area	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	4,050 sqft (0.093 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Open Frame Porch
Porch Area	240 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2864 WILLOW ST
City	DENVER
State	CO
Zip	80238-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MU-20
Legal Description	STAPLETON FLG #2 BLK 22 N 25FT OF L24 & S 20FT OF L25
Legal Subdivision	STAPLETON FLG #2
Legal Block	22
Legal Lot Number	24,25
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2031
Census Tract	4108

Owner

2864 Willow St is owned and occupied by an individual who bought it in December 2023.

Source: Denver City records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2864 WILLOW ST, DENVER, CO 80238-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Aug 4, 2003 · Amount on File
Deed Document Number	2023113805
Prior Transfer Date	Jun 28, 2012
Prior Transfer Doc	0000094412
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2864 WILLOW ST, DENVER, CO 80238-2540
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 WILLOW ST, DENVER, CO 80238-2540

Mortgage

Document Number	0000129820
Date	Dec 23, 2025
Instrument	2025129820

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Dec 4, 2023
Property Address	2864 WILLOW ST, DENVER, CO 80238-2540
Document Number	0000113805
Instrument Date	Nov 29, 2023
Instrument	2023113805
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2864 WILLOW ST, DENVER, CO 80238-2540

Mortgage

Document Number	0000113806
Date	Dec 4, 2023
Instrument	2023113806

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2864 WILLOW ST, DENVER, CO 80238-2540
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 WILLOW ST, DENVER, CO 80238-2540

Mortgage

Document Number	0000162524
Date	Aug 26, 2021
Instrument	2021162524

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2864 WILLOW ST, DENVER, CO 80238-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075229
Date	Jun 3, 2020
Instrument	2020075229

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	2864 WILLOW ST, DENVER, CO 80238-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062187
Date	May 6, 2020
Instrument	2020062187

Lender

Name	UMB BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2864 Willow St was $7,979.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,979.00	$58,140 Land $9,950 Building $9,950	$824,700 Land $141,200 Building $683,500
2023	$7,499.00	$51,960 (+13.3%) Land $5,780 Building $46,180	$830,400 (+25.84%) Land $141,200 Building $689,200
2022		$45,860 Land $9,810 Building $36,050	$659,900 Land $141,200 Building $518,700
2021	$6,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2864 Willow St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2864 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry, WiFiHood.

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