2864 W Gentile St, Layton, UT 84041 Property Records

Davis County property record for 2864 W Gentile St, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,512 sqft · built 2003
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$315,600 (Apr 2020)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-109-0348`

Property Details

APN / Parcel Number

Primary APN	`12-109-0348`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2864 W GENTILE ST
City	LAYTON
State	UT
Zip	84041-8738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 50 RODS W OF THE SE COR OF THE SW 1/4 OF SEC 24-T4N-R2W, SLM; & RUN TH W 6 RODS; TH N 13.5 RODS; TH E 6 RODS; TH S 13.5 RODS TO POB. EXCEPT THEREFR THAT PORTION WITHIN GENTILE STREET
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1020
Census Tract	125415

Owner

2864 W Gentile St is owned and occupied by an individual who bought it in April 2020.

Source: Davis County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Aug 28, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CACHE VALLEY BANK
Oct 17, 2018	Warranty Deed, Transfer LINCOLN TITLE INSURANCE AGENCY
Oct 10, 2018	Warranty Deed, Transfer · Conventional Mortgage CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Oct 17, 2018
Deed Document Number	20203243937
Deed Book / Page	7495 / 1747
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	03724/0139
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Sep 4, 2026
Property Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Document Number	0003684006
Book / Page	9073 / 294
Instrument Date	Aug 29, 2026
Instrument	20263684006
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 W GENTILE ST, LAYTON, UT 84041-8738

Mortgage

Document Number	0003684006,
Date	Sep 4, 2026
Book Page	9073/294
Instrument	20263684006

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003287800
Date	Aug 28, 2020
Book Page	7585/4029
Instrument	3287800

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 20, 2020
Property Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Document Number	7495/1747
Book / Page	7495 / 1747
Instrument Date	Apr 14, 2020
Instrument	3243937
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MOUNTAIN VIEW TITLE &

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 W GENTILE ST, LAYTON, UT 84041-8738

Mortgage

Document Number	3243938
Date	Apr 20, 2020
Instrument	3243938

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 17, 2018
Property Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Document Number	0003123402
Book / Page	007122 / 001522
Instrument Date	Oct 9, 2018
Instrument	3123402
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	LINCOLN TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 W GENTILE ST LAYTON UT 840418738, LAYTON, UT 84041-8738

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 10, 2018
Property Address	2864 W GENTILE ST, LAYTON, UT 84041-8738
Document Number	7117/0926
Book / Page	7117 / 0926
Instrument Date	Oct 9, 2018
Instrument	3122067
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LINCOLN TITLE INSURANCE AGEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 WASHINGTON BLVD STE 110, 110, OGDEN, UT 84401-6887

Mortgage

Document Number	0003122072
Date	Oct 10, 2018
Book Page	7117/0950
Instrument	3122072

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2864 W Gentile St was $2,976, up 2.2% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,500 (+0.35%) Land $125,824 Building $187,676	$570,000 (+0.35%) Land $228,771 Building $341,229
2025	$2,976.00 (+2.2%)	$312,400 Land $126,426 Building $185,974	$568,000 Land $229,866 Building $338,134
2024	$2,912.00 (+5.01%)
2023	$2,773.00 (-8.54%)	$517,000 Land $185,142 Building $331,858	$517,000 Land $185,142 Building $331,858
2022	$3,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2864 W Gentile St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2864 W Gentile St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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