St. Clair County property record for 2864 Maple St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,536 sqft · built 1962 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,100 (Sep 2025) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-655-0001-000 |
| Primary APN | 74-06-655-0001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 200 ft deep x 61.2 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2864 MAPLE ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 1 RICHARD S. SOMMERVILLE PLAT |
| Legal Subdivision | RICHARDS SUMMERVILLE PLAT |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 628000 |
Source: St. Clair County records · APN 74-06-655-0001-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Dec 27, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2025 · Amount on Record |
| Deed Book / Page | 5855 / 990 |
| Prior Transfer Date | Sep 08, 2025 |
| Prior Transfer Doc | 0005855990 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Document Number | 0000558593 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 5585/93 |
| Instrument | 2022027183 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 29, 2025 |
| Property Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Document Number | 0005855990 |
| Book / Page | 5855 / 990 |
| Map Reference | LB 87 PG 8 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025018501 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Title Company | PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Name | Verified Name |
|---|---|
| Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Document Number | 2025018502 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025018502 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 27, 2022 |
| Property Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Document Number | 0005588304 |
| Book / Page | 5588 / 304 |
| Map Reference | LB 87 PG 8 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 2022027987 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2864 MAPLE ST, PORT HURON, MI 48060-2106 |
| Document Number | 2022027183 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022027183 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Number | 0005585108 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 5585/108 |
| Instrument | 2022027184 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 (-10.86%) Homeowner's exemption | $86,300 (+23.64%) | |
| 2024 | $3,380.00 (+83.2%) | $172,600 (+23.64%) | |
| 2023 | $69,800 | ||
| 2022 | $1,845.00 | $139,600 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 589 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PORT HURON serves 28,983 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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