2864 Huffman Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 2864 Huffman Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1972
Lot Size	0.764 acres (33,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06 31 1 2`

Property Details

APN / Parcel Number

Primary APN	`06 31 1 2`
Alternative APN	`165957`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Heated Area
Gross Area	2,360 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,300 sqft (0.764 acres)
Lot Dimensions	150 ft deep x 222 ft wide
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165957
Street Address	2864 HUFFMAN RD
City	LENOIR
State	NC
Zip	28645-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1961 PG 1606 YR 2019 ST 318.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4016
Census Tract	30200

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1794, LENOIR, NC 28645-1794
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 24, 2019	Warranty Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2864 HUFFMAN RD, LENOIR, NC 28645-8320
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020261373
Date	Jul 2, 2021
Book Page	2026/1373
Instrument	10059612

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 24, 2019
Property Address	2864 HUFFMAN RD, LENOIR, NC 28645-8320
Document Number	0010032227
Book / Page	001961 / 001606
Instrument Date	Apr 22, 2019
Instrument	10032227
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1794 LENOIR NC 286451794, LENOIR, NC 28645-1794

Mortgage

Document Number	10032228
Date	Apr 24, 2019
Book Page	001961/001608
Instrument	10032228

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,100 (-) Land $22,100 Building $133,000
2025	$1,008.00 (+36.96%)	$155,100 (+53.26%) Land $22,100 Building $133,000	$155,100 (+53.26%) Land $22,100 Building $133,000
2023		$101,200 (-) Land $22,100 Building $79,100	$101,200 (-) Land $22,100 Building $79,100
2022	$736.00	$101,200 Land $22,100 Building $79,100	$101,200 Land $22,100 Building $79,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: Spectrum.

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