2864 Flag Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2864 Flag Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,458 sqft · built 1966
Lot Size0.552 acres (24,045 sqft)
Owner2 Individual Names on Record
Last Sale$228,000 (May 2017)
Tax Bill$3,218 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
May 2017 Sale & Mortgage
APN0342001000340

Property Details

APN / Parcel Number

Primary APN0342001000340

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,458 sqft Living Area
1st Floor Area1,446 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,045 sqft (0.552 acres)
Lot Dimensions149 ft deep x 65 ft wide
Garage TypeAttached
Garage Area330 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area270 sqft
Patio Area126 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2864 FLAG RD
CityCHESAPEAKE
StateVA
Zip23323-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description34 J V TAYLOR & B GOODRICH PLAT
Legal SubdivisionFLAG RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1012
Census Tract21401

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2864 FLAG RD, CHESAPEAKE, VA 23323-2102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
May 17, 2017Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Prior SaleAug 18, 2016 · Amount on Record
Deed Document Number201713245
Deed Book / Page9788 / 388
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2864 FLAG RD, CHESAPEAKE, VA 23323-2102
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10662/1769
DateMay 18, 2023
Book Page10662/1769
Instrument230010221
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term481 Months
DueJun 1, 2063
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 17, 2017
Property Address2864 FLAG RD, CHESAPEAKE, VA 23323-2102
Document Number9788/388
Book / Page9788 / 388
Instrument DateMay 15, 2017
Instrument170013245
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2864 FLAG RD, CHESAPEAKE, VA 23323-2102

Mortgage

Document Number170013246
DateMay 17, 2017
Instrument170013246
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,218.00 (+36.76%)$318,600 (+8.37%) Land $140,000 Building $178,600$318,600 (+8.37%) Land $140,000 Building $178,600
2023$294,000 (+7.93%) Land $115,000 Building $179,000$294,000 (+7.93%) Land $115,000 Building $179,000
2022$272,400 Land $105,000 Building $167,400$272,400 Land $105,000 Building $167,400
2019$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 56 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims26 (1999–2018)
Claims Outside the SFHA7 of 26
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims
  • Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30

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