2864 E Palo Verde Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2864 E Palo Verde Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,021 sqft · built 2000
Lot Size	0.805 acres (35,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Jun 2014)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-20-061`

Property Details

APN / Parcel Number

Primary APN	`304-20-061`
Alternative APN	`304200617`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,021 sqft Living Area
Gross Area	4,290 sqft
1st Floor Area	3,181 sqft
2nd Floor Area	840 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	35,070 sqft (0.805 acres)
View / Lot	Cul-De-Sac
Parking Spaces	3 Parking Spaces
Pool Area	609 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2864 E PALO VERDE CT
City	GILBERT
State	AZ
Zip	85296-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	CIRCLE G AT HIGHLANDS WEST MCR 455-27
Legal Range	6E
Legal Township	1S
Legal Section	15
Legal Subdivision	CIRCLE G AT HIGHLANDS WEST
Legal Lot Number	19
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	422656

Owner

Source: Maricopa County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2019	Deed of Trust, Mortgage · ARM UBS BANK USA
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit ARIZONA BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2014 · Amount on Record
Deed Sale	Jun 25, 2014 · Amount on Record
Prior Sale	Mar 25, 2005 · Amount on Record
Deed Document Number	2014417062
Prior Transfer Date	May 15, 2000
Prior Transfer Doc	0000375653
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 6, 2026
Property Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Document Number	0000399940
Instrument Date	Jun 29, 2026
Instrument	2026399940
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418

Mortgage

Document Number	0000399940,
Date	Jul 6, 2026
Instrument	2026399940

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418

Mortgage

Document Number	0001041212
Date	Sep 27, 2021
Instrument	20211041212

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418

Mortgage

Document Number	0000142623
Date	Mar 1, 2019
Instrument	20190142623

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000707571
Date	Aug 5, 2020
Instrument	20200707571

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2864 E PALO VERDE CT, GILBERT, AZ 85296-9418

Mortgage

Document Number	0000839377
Date	Sep 9, 2020
Instrument	20200839377

Lender

Name	ARIZONA BANK & TRUST
Type	Bank
Address	MESA, AZ 85202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,630 (+65.22%)	$1,216,300 (+3.59%) Land $243,200 Building $973,100
2025	$6,293.00 (+3.55%)	$73,618 (-41.95%)	$1,174,100 (-7.41%) Land $234,800 Building $939,300
2024		$126,810	$1,268,100 Land $253,600 Building $1,014,500
2023	$6,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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