2864 Conservancy Ln, Charleston, SC 29414 Property Records

Charleston County property record for 2864 Conservancy Ln, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,138 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2025)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`307-01-00-369`

Property Details

APN / Parcel Number

Primary APN	`307-01-00-369`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,138 sqft Living Area
1st Floor Area	1,394 sqft
Upper Floors Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	258 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2864 CONSERVANCY LN
City	CHARLESTON
State	SC
Zip	29414-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L16 MAPPLATP 0565 SUBDIVISIONNAME CAROLINA BAY PHASE 21A BLOCK LOT 77 GOVLOT TRACT
Legal Subdivision	CAROLINA BAY
Legal Phase	21A
Legal Lot Number	77
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1000
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2864 CONSERVANCY LN, CHARLESTON, SC 29414-8172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed, Transfer · Conventional Mortgage BEACON COMMUNITY BANK
Sep 24, 2019	Grant Deed, Transfer · Conventional with PMI NAVY FCU
May 17, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	May 2, 2024 · Amount on File
Deed Book / Page	1359 / 70
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 23, 2025
Property Address	2864 CONSERVANCY LN, CHARLESTON, SC 29414-8172
Document Number	0013590070
Book / Page	1359 / 70
Map Reference	MB L16 PG 565-567
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2864 CONSERVANCY LN, CHARLESTON, SC 29414-8172

Mortgage

Document Number	0000135971
Date	Dec 23, 2025
Instrument	1359/71

Lender

Name	BEACON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Jan 1, 2036
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 24, 2019
Property Address	2864 CONSERVANCY LN, CHARLESTON, SC 29414-8172
Document Number	0823/0788
Book / Page	000823 / 000788
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2864 CONSERVANCY LN CHARLESTON SC 294148172, CHARLESTON, SC 29414-8172

Mortgage

Document Number	823/0789
Date	Sep 24, 2019
Book Page	000823/000789

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 17, 2017
Property Address	2864 CONSERVANCY LN, CHARLESTON, SC 29414-8172
Document Number	0638/0500
Book / Page	000638 / 000500
Instrument Date	Apr 21, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2864 CONSERVANCY LN CHARLESTON SC 294148172, CHARLESTON, SC 29414-8172

Mortgage

Document Number	638/0501
Date	May 17, 2017
Book Page	000638/000501

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (+56.8%)	$610,000 (+4,049.66%) Land $109,400 Building $500,600	$610,000 (+65.99%) Land $109,400 Building $500,600
2024	$1,963.00 (+7.8%)	$14,700 (-)
2022	$1,821.00	$14,700	$367,500 (-) Land $67,900 Building $299,600
2020			$367,500 Land $67,900 Building $299,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	7 (2015–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Mar 2026
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, WOW Internet, Cable & Phone.

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