Orange County property record for 28632 Charreadas, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,965 sqft · built 1986 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Oct 2015) |
| Tax Bill | $8,609 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 637-542-05 |
| Primary APN | 637-542-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,965 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28632 CHARREADAS |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-4562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 10896 BLK LOT 63 |
| Legal Subdivision | TR 10896 |
| Legal Tract | 10896 |
| Legal Lot Number | 63 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 42315 |
28632 Charreadas is owned and occupied by two individuals who bought it in October 2015.
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28632 CHARREADAS, LAGUNA NIGUEL, CA 92677-4562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on File |
| Deed Sale | Oct 1, 2015 · Amount on File |
| Prior Sale | Jan 17, 2013 · Amount on File |
| Deed Document Number | 2015502253 |
| Prior Transfer Date | Feb 25, 1994 |
| Prior Transfer Doc | 0000150431 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 28632 Charreadas was $8,609.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $868,666 (+2%) Land $658,822 Building $209,844 | |
| 2025 | $8,609.00 | $851,634 Land $645,904 Building $205,730 |
| 2023 | $8,286.00 (+1.94%) | $818,565 Land $620,822 Building $197,743 |
| 2022 | $8,128.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28632 Charreadas in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1982–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28632 Charreadas is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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