28631 Castlegate Dr, Southfield, MI 48034 Property Records

Oakland County property record for 28631 Castlegate Dr, Southfield, MI 48034

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,460 sqft · built 1998
Lot Size	0.226 acres (9,881 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Dec 2011)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-24-18-176-035`

Property Details

APN / Parcel Number

Primary APN	`76-24-18-176-035`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,495 sqft
Basement Area	1,233 sqft
Unfinished Basement	1,233 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	9,881 sqft (0.226 acres)
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	28631 CASTLEGATE DR
City	SOUTHFIELD
State	MI
Zip	48034-5617
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4
Legal Description	T1N,R10E,SEC 18 OAKLAND COUNTY CONDOMINIUM PLAN NO 996 THE VILLAS OF PEBBLE CREEK UNIT 7 L16561 P008 10/1/96FR176-028
Legal Range	10E
Legal Township	01N
Legal Section	18
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	7
Jurisdiction	OAKLAND MI
Township / Civil Division	SOUTHFIELD
Census Block Group	2
Census Block	2009
Census Tract	160400

Owner

28631 Castlegate Dr, a condominium, is owned and occupied by an individual who bought it in December 2011.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	28631 CASTLEGATE DR, SOUTHFIELD, MI 48034-5617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Jul 12, 2019	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2011 · Amount on File
Deed Sale	Dec 13, 2011 · Amount on File
Deed Document Number	2011225390
Deed Book / Page	43656 / 22
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	28631 CASTLEGATE DR, SOUTHFIELD, MI 48034-5617
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28631 CASTLEGATE DR, SOUTHFIELD, MI 48034-5617

Mortgage

Document Number	0000081290
Date	Jul 27, 2023
Book Page	58762/724
Instrument	81290

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	28631 CASTLEGATE DR, SOUTHFIELD, MI 48034-5617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111667
Date	Jul 12, 2019
Book Page	53021/00702
Instrument	111667

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.35%
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.35%
Index	1-Year LIBOR
Max Rate	9.35%

Tax Assessment & Valuation

The 2025 property tax bill for 28631 Castlegate Dr was $5,479 with a homeowner's exemption, down 14.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Southfield City
Unified School District	Southfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,479.00 (-14.63%) Homeowner's exemption	$218,580 Land $37,500 Building $181,080	$437,160 Land $75,000 Building $362,160
2024	$6,418.00
2023			$330,620 Land $62,000 Building $268,620
2022	$5,471.00	$165,310 Land $31,000 Building $134,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28631 Castlegate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28631 Castlegate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHFIELD serves 71,739 people · EPA ID MI0006160
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Spectrum.

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