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2863/2865 Triggerfish St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2863/2865 Triggerfish St, Matlacha, FL 33993

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,456 sqft · built 1971
Lot Size0.111 acres (4,835 sqft)
OwnerIndividual Name on File
Last Sale$590,000 (Jan 2022)
Tax Bill$3,910 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN14-44-22-04-00000.4580

Property Details

APN / Parcel Number

Primary APN14-44-22-04-00000.4580
Alternative APNs
  • 22144404000004580
  • 10013288

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,742 sqft
1st Floor Area728 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1986
Architectural StyleDuplex Single
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,835 sqft (0.111 acres)
Lot Dimensions80 ft deep x 60 ft wide
View / LotCanal Front
Garage Area336 sqft
PorchScreened/Unfinished Porch
Porch Area286 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10013288
Street Address2863/2865 TRIGGERFISH ST
CityMATLACHA
StateFL
Zip33993
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 6TH ADD U 2 PB 12 PG 93 LOT 458
Legal Range22E
Legal Township44S
Legal Section14
Legal SubdivisionMATLACHA NW
Legal Tract04
Legal Block1
Legal Lot Number458
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1003
Census Tract70102

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5598 COURTHOUSE RD, SPOTSYLVANIA, VA 22551-6308
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 5, 2022 · Amount on Record
Deed SaleJan 5, 2022 · Amount on Record
Prior SaleMay 2, 2014 · Amount on Record
Deed Document Number20223993
Last Transfer DateJun 18, 2025
Transfer Doc0000171817
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 5, 2022
Property Address2863 TRIGGERFISH ST, MATLACHA, FL 33993-9752
Document Number0000003993
Map ReferenceMB 12 PG 93
Instrument DateJan 4, 2022
Instrument2022000003993
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 129TH AVE E # E4, E4, MADEIRA BEACH, FL 33708-2668

Transferred To (Grantee/Buyer)

NameVerified Name
Address1344 DISC DR # 1026, 1026, SPARKS, NV 89436-0684

Mortgage

Document Number0000003994
DateJan 5, 2022
Instrument2022000003994
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,910.00 (+22.26%) Homeowner's exemption$256,298 (-) Land $256,288 Building $10$256,298 (-) Land $256,288 Building $10
2023$3,198.00 Homeowner's exemption$256,298 Land $256,288 Building $10$256,298 Land $256,288 Building $10

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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