Cortland County and Freetown Town property record for 2863 Stone Rd, Mc Graw, NY 13101
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1880 |
| Lot Size | 181 acres (7,884,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2026) |
| Tax Bill | $3,954 (2025) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 112600 109.00-01-07.210 |
| Primary APN | 112600 109.00-01-07.210 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 384 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,884,360 sqft (181 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2863 STONE RD |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Block | 1 |
| Legal Lot Number | 7.210 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | FREETOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 971100 |
2863 Stone Rd, a rural home, is owned by two individuals who bought it in March 2026.
Source: Cortland County and Freetown Town records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3019 CLARKS CORNERS RD, MARATHON, NY 13803-1909 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on File |
| Deed Sale | Mar 18, 2026 · Amount on File |
| Prior Sale | Jul 28, 2020 · Amount on File |
| Deed Document Number | 20261127 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jul 28, 2020 |
| Property Address | 2863 STONE RD, MC GRAW, NY 13101-9440 |
| Document Number | 0000003366 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 3366 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $208.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6111 VISITOR CENTER RD MOUNT MORRIS NY 145109527, MOUNT MORRIS, NY 14510-9527 |
The 2025 property tax bill for 2863 Stone Rd was $3,954.
Source: Cortland County and Freetown Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Freetown Town |
| Unified School District | Marathon Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,954.00 | $285,200 Land $211,600 Building $73,600 | $445,625 Land $330,625 Building $115,000 |
| 2023 | $4,008.00 Additional exemption filed | $285,200 Land $211,600 Building $73,600 | $361,013 Land $267,848 Building $93,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2863 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2863 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
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