2863 Stephen Dr, Richmond (El Sobrante), CA 94803 Property Records

Contra Costa County property record for 2863 Stephen Dr, Richmond, CA 94803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,164 sqft · built 1955
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (May 2021)
Tax Bill	$11,348 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-142-040-2`

Property Details

APN / Parcel Number

Primary APN	`431-142-040-2`
Alternative APN	`431-142-040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	23,000 sqft (0.528 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2863 STEPHEN DR
City	EL SOBRANTE
State	CA
Zip	94803-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2088 404
Legal Subdivision	2088 DE ANZA VISTA
Legal Tract	2088
Legal Lot Number	404
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	360200

Owner

2863 Stephen Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2863 STEPHEN DR, EL SOBRANTE, CA 94803-2321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 18, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 2, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Deed Document Number	2021146775
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0000149546
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2863 STEPHEN DR, RICHMOND, CA 94803-2321
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 STEPHEN DR, EL SOBRANTE, CA 94803-2321

Mortgage

Document Number	0000172994
Date	Jun 15, 2021
Instrument	2021-172994

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 18, 2021
Property Address	2863 STEPHEN DR, RICHMOND, CA 94803-2321
Document Number	0000146775
Map Reference	VOL 55 PG 7
Instrument Date	May 12, 2021
Instrument	2021-146775
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1472 E 31ST ST, OAKLAND, CA 94602-1019

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 11, 2019
Property Address	2863 STEPHEN DR, RICHMOND, CA 94803-2321
Document Number	0000149546
Instrument Date	Apr 24, 2019
Instrument	149546
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 STEPHEN DR RICHMOND CA 948032321, RICHMOND, CA 94803-2321

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	May 2, 2019
Property Address	2863 STEPHEN DR, RICHMOND, CA 94803-2321
Document Number	0000063016
Instrument Date	Apr 9, 2019
Instrument	63016
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2863 STEPHEN DR RICHMOND CA 948032321, RICHMOND, CA 94803-2321

Tax Assessment & Valuation

The 2025 property tax bill for 2863 Stephen Dr was $11,348 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,000 (-1.39%) Land $507,612 Building $202,388
2025	$11,348.00 Homeowner's exemption	$720,000 Land $514,762 Building $205,238
2023	$10,586.00 (-46.52%) Homeowner's exemption	$673,000 Land $511,000 Building $162,000
2022	$19,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2863 Stephen Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1983–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2863 Stephen Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Unwired, Verizon.

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