2863 Garden St, Placerville, CA 95667 Property Records

El Dorado County property record for 2863 Garden St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Aug 2022)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-185-067-000`

Property Details

APN / Parcel Number

Primary APN	`001-185-067-000`
Alternative APNs	`00118567100` `0011856710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2863 GARDEN ST
City	PLACERVILLE
State	CA
Zip	95667-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR L 5 B 29 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Lot Number	5
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2008
Census Tract	31100

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 22, 2022	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jun 19, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	202234394
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	0000021223
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527

Mortgage

Document Number	0000013101
Date	Feb 25, 2021
Instrument	2021-0013101

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 22, 2022
Property Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527
Document Number	0000034394
Instrument Date	Aug 17, 2022
Instrument	2022-0034394
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527

Mortgage

Document Number	0000034395
Date	Aug 22, 2022
Instrument	2022-0034395

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527
Document Number	0000055895
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2863 GARDEN ST PLACERVILLE CA 956674527, PLACERVILLE, CA 95667-4527

Mortgage

Document Number	0000055895
Date	Dec 30, 2019
Instrument	55895

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2863 GARDEN ST, PLACERVILLE, CA 95667-4527
Document Number	0000024276
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2863 GARDEN ST PLACERVILLE CA 956674527, PLACERVILLE, CA 95667-4527

Mortgage

Document Number	0000024276
Date	Jun 25, 2018
Instrument	24276

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,175 (+2%) Land $117,793 Building $301,382
2025	$4,349.00 (+3.35%)	$410,957 (+4.04%) Land $115,484 Building $295,473
2023	$4,208.00 (+86.86%)	$395,000 Land $111,000 Building $284,000
2022	$2,252.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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