2863 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 2863 Electric Ave, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,049 sqft · built 1942
Lot Size0.166 acres (7,231 sqft)
OwnerIndividual Name on Record
Last Sale$120,500 (Jul 2019)
Tax Bill$2,740 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN74-06-588-0028-000

Property Details

APN / Parcel Number

Primary APN74-06-588-0028-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,049 sqft Living Area
1st Floor Area839 sqft
Basement Area839 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions129 ft deep x 55.8 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2863 ELECTRIC AVE
CityPORT HURON
StateMI
Zip48060-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 33 BLK 1 RICHLAND SUBDIVISION OF A PART OF OUTLOT C AVERY FARM PLAT
Legal SubdivisionRICHLAND SUBDIVISION
Legal Block1
Legal Lot Number33C
Legal Unit33,C
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group4
Census Block4008
Census Tract620000

Owner

Source: St. Clair County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2863 ELECTRIC AVE, PORT HURON, MI 48060-6521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Mar 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Prior SaleOct 4, 2005 · Amount on Record
Deed Document Number201914755
Deed Book / Page5077 / 662
Last Transfer DateMar 8, 2021
Transfer Doc0053350477
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Recording DateSep 28, 2026
Property Address2863 ELECTRIC AVE, PORT HURON, MI 48060-6521
Document Number0000019634
Book / Page5969 / 41
Instrument DateSep 21, 2026
Instrument202619634
Transaction TypeMortgage
Record UpdatedOct 13, 2026
Title CompanyACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

NameVerified Name
Address2863 ELECTRIC AVE, PORT HURON, MI 48060-6521

Mortgage

Document Number0000019634,
DateSep 28, 2026
Book Page5969/41
Instrument202619634
Lender
NameLENDAGE LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 1, 2036
Interest
Max Rate-1%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateMar 16, 2021
Property Address2863 ELECTRIC AVE, PORT HURON, MI 48060-6521
Document Number0005335477
Book / Page5335 / 477
Map ReferenceLB 53 PG 21
Instrument DateMar 8, 2021
Instrument2021007626
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2863 ELECTRIC AVE, PORT HURON, MI 48060-6521

Mortgage

Document Number2021007627
DateMar 16, 2021
Instrument2021007627
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,900 (+2.67%)$153,800 (+2.67%)
2025$2,740.00 (+2.66%) Homeowner's exemption$74,900 (+14.35%)
2024$2,669.00 (+15.74%)$149,800 (+14.35%)
2023$65,500
2022$2,306.00$131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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