Oakland County property record for 2863 Continental Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,141 sqft · built 1979 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $300,000 (Jul 2017) |
| Tax Bill | $4,777 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Mar 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-24-478-012 |
| Primary APN | 88-20-24-478-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,141 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Basement Area | 1,058 sqft |
| Finished Basement | 1,058 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 207 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2863 CONTINENTAL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | T2N, R11E, SEC 24 GOLDEN GATE SQUARE SUB LOT 29 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 24 |
| Legal Subdivision | GOLDEN GATE SQUARE SUB |
| Legal Lot Number | 29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 198000 |
2863 Continental Dr is owner-occupied and held in a trust since July 2017.
Source: Oakland County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Jul 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Oct 2, 2025 | Correction Deed EVONS TITLE, DEVON TITLE |
| Aug 23, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on File |
| Deed Sale | Jul 12, 2017 · Amount on File |
| Prior Sale | Dec 26, 2013 · Amount on File |
| Deed Document Number | 2017132616 |
| Deed Book / Page | 50858 / 380 |
| Prior Transfer Date | Aug 23, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 6, 2026 |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000096598 |
| Book / Page | 61342 / 327 |
| Instrument Date | Jul 5, 2026 |
| Instrument | 202696598 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 20260026765 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 60990/850 |
| Instrument | 20260026765 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 2, 2025 |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000123800 |
| Book / Page | 60576 / 159 |
| Map Reference | LB 163 PG 9&10 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 123800 |
| Record Updated | Oct 10, 2025 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | JCT |
| Name | Verified Name |
|---|---|
| Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000204508 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 56734/270 |
| Instrument | 204508 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000029979 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2863 CONTINENTAL DR TROY MI 480835755, TROY, MI 48083-5755 |
| Document Number | 0000029979 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 053821/000048 |
| Instrument | 29979 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 9, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 12, 2017 |
| Property Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000132616 |
| Book / Page | 50858 / 00380 |
| Map Reference | LB 163 PG 9&10 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 132616 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2863 CONTINENTAL DR, 2863, TROY, MI 48083-5755 |
| Name | Verified Name |
|---|---|
| Address | 2863 CONTINENTAL DR, TROY, MI 48083-5755 |
| Document Number | 0000135270 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 135270 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2863 Continental Dr was $4,777 with a homeowner's exemption, up 2.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,777.00 (+2.38%) | ||
| 2024 | $4,666.00 | ||
| 2023 | $331,360 | ||
| 2022 | $4,969.00 | $165,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2863 Continental Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2863 Continental Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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