28629 FM 149, Richards, TX 77873 Property Records

Montgomery County property record for 28629 FM 149, Richards, TX 77873

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,000 sqft · built 2010
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Tax Bill	$2,534 (2024)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0309-00-02507`

Property Details

APN / Parcel Number

Primary APN	`0309-00-02507`
Alternative APN	`R411744`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	2,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
View / Lot	Secondary
Porch	Patio
Porch Area	720 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28629 FM 149
City	RICHARDS
State	TX
Zip	77873-2518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0309 - LYNCH NANCY, TRACT 25B-1, 25C-1, ACRES 4.5
Legal Subdivision	LYNCH NANCY
Legal Tract	25B-1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1012
Census Tract	694700

Owner

Source: Montgomery County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28629 FM 149, RICHARDS, TX 77873-2518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage K&G CAP MTG
Aug 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FIN'L BK&TR
Apr 19, 2017	Loan Modification, Mortgage FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026
Deed Sale	Jan 13, 2026
Prior Sale	Oct 19, 2010
Deed Document Number	20263313
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0000062986
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	28629 FM 149, RICHARDS, TX 77873-2518
Document Number	0000043462
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28629 FM 149 RICHARDS TX 778732518, RICHARDS, TX 77873-2518

Mortgage

Document Number	0000043462
Date	May 6, 2020
Instrument	43462

Lender

Name	K&G CAP MTG
Type	Mortgage Company
Address	CONROE, TX 77303

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 13, 2019
Property Address	28629 FM 149, RICHARDS, TX 77873-2518
Instrument Date	Aug 5, 2019
Instrument	73410
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073410
Date	Aug 13, 2019
Instrument	73410

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CONROE, TX 77304

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2020

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	28629 FM 149, RICHARDS, TX 77873-2518
Document Number	0000036626
Instrument Date	Apr 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28629 FM 149 RICHARDS TX 778732518, RICHARDS, TX 77873-2518

Mortgage

Document Number	0000036626
Date	May 2, 2017
Instrument	36626

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	WILLIS, TX 77318

Agreement

Term	60 Months
Due	May 1, 2022

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Richards Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,579 (+1%)	$315,990 (+11.71%) Land $90,000 Building $225,990
2024	$2,534.00 (+14.76%) Homeowner's exemption	$268,708 (+1%) Land $90,000 Building $192,865	$282,865 (+0.35%) Land $90,000 Building $192,865
2023	$2,208.00 Homeowner's exemption	$244,280 Land $90,000 Building $191,870	$281,870 Land $90,000 Building $191,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1983–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 149

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