28624 Gilchrist Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 28624 Gilchrist Dr, Willowick, OH 44095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1946
Lot Size	0.177 acres (7,749 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Dec 2019)
Tax Bill	$5,023 (2023)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-A-042-E-00-017-0`

Property Details

APN / Parcel Number

Primary APN	`28-A-042-E-00-017-0`
Alternative APN	`A 56`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	1,123 sqft
1st Floor Area	784 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Combination
Lot Area	7,749 sqft (0.177 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	80 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 56
Street Address	28624 GILCHRIST DR
City	WILLOWICK
State	OH
Zip	44095-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	LOT 5 & 8 TRACT 15 & LOT 1 TRACT 16
Legal Subdivision	GILCHRISTS BROOKWOOD BEACH ESTATES
Legal Tract	15
Legal Lot Number	379 8
Jurisdiction	LAKE OH
Township / Civil Division	WILLOWICK
Census Block Group	1
Census Block	1009
Census Tract	200100

Owner

28624 Gilchrist Dr is owned and occupied by an individual who bought it in December 2019.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	28624 GILCHRIST DR, WILLOWICK, OH 44095-4568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Deed Document Number	449319
Record Updated	Jun 7, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 5, 2019
Property Address	28624 GILCHRIST DR, WILLOWICK, OH 44095-4568
Document Number	0000030084
Map Reference	VOL D PG 73
Instrument Date	Dec 4, 2019
Instrument	2019R030084
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28624 GILCHRIST DR, WILLOWICK, OH 44095-4568

Mortgage

Document Number	0000030085
Date	Dec 5, 2019
Instrument	2019R030085

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willowick City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,023.00 (+43.72%) Homeowner's exemption	$48,490 (-) Land $11,070 Building $37,420
2022	$3,495.00 Homeowner's exemption	$48,490 Land $11,070 Building $37,420
2021			$138,550 Land $31,640 Building $106,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28624 Gilchrist Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28624 Gilchrist Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20