2862 Witch Hazel Rd, Middleburg, FL 32068 Property Records

Clay County property record for 2862 Witch Hazel Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1994
Lot Size	1.91 acres (83,504 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Nov 2013)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-05-24-006699-987-00`

Property Details

APN / Parcel Number

Primary APN	`35-05-24-006699-987-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Heated Area
Gross Area	1,965 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,504 sqft (1.91 acres)
Lot Dimensions	288 ft deep x 290 ft wide
Garage Area	273 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	308 sqft
Patio Area	428 sqft
Fence	Fence
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2862 WITCH HAZEL RD
City	MIDDLEBURG
State	FL
Zip	32068-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 208 BLACK CREEK PARK UNIT 2 AS REC O R 3593 PG 1174 & 4519 PG 1222
Legal Range	24
Legal Township	05
Legal Section	27
Legal Subdivision	BLACK CREEK
Legal Block	208
Legal Lot Number	11
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	31101

Owner

2862 Witch Hazel Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2862 WITCH HAZEL RD, MIDDLEBURG, FL 32068-6125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Oct 7, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2013 · Amount on File
Deed Sale	Nov 14, 2013 · Amount on File
Prior Sale	Nov 14, 2013 · Amount on File
Deed Document Number	0035931174
Deed Book / Page	003593 / 001174
Last Transfer Date	Oct 7, 2021
Transfer Doc	0045191222
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2862 WITCH HAZEL RD, MIDDLEBURG, FL 32068-6125
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 WITCH HAZEL RD, MIDDLEBURG, FL 32068-6125

Mortgage

Document Number	0047771232
Date	Dec 1, 2023
Book Page	4777/1232
Instrument	2023059026

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2043

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Oct 7, 2021
Property Address	2862 WITCH HAZEL RD, MIDDLEBURG, FL 32068-6125
Document Number	0045191222
Book / Page	4519 / 1222
Map Reference	MB 11 PG 34
Instrument Date	Sep 18, 2021
Instrument	2021063535
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 WITCH HAZEL RD, MIDDLEBURG, FL 32068-6125

Mortgage

Document Number	45191224
Date	Oct 7, 2021
Instrument	4519/1224

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2862 Witch Hazel Rd was $1,487 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 Homeowner's exemption	$137,662	$263,115 Land $60,000 Building $203,115
2023	$1,697.00 (+11.06%) Homeowner's exemption	$129,887 (+3%)	$241,171 (+14.65%) Land $45,000 Building $196,171
2022	$1,528.00 Homeowner's exemption	$126,104	$210,350 Land $35,000 Building $175,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2862 Witch Hazel Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2017–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2862 Witch Hazel Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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