2862 Kosuth Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2862 Kosuth Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,043 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Jan 2025)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Dec 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-25-*-23`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-25-*-23`
Alternative APNs	`28-37-25-25-00000.0-0023.00` `2834638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	2,835 sqft
1st Floor Area	2,043 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	352 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2834638
Street Address	2862 KOSUTH RD NE
City	PALM BAY
State	FL
Zip	32905-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	FAIRHAVEN SUBD LOT 23
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	FAIRHAVEN SUBD
Legal Lot Number	23
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1013
Census Tract	65201

Owner

2862 Kosuth Rd NE is owned and occupied by two individuals who bought it in January 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2862 KOSUTH RD NE, PALM BAY, FL 32905-4912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Construction Mortgage GENESIS CAPITAL LLC
Dec 6, 2024	Intrafamily Transfer, Transfer · Construction Mortgage GENESIS CAPITAL LLC
Jul 11, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Jul 11, 2024 · Amount on File
Deed Document Number	202511413
Deed Book / Page	10244 / 2526
Prior Transfer Date	Dec 5, 2024
Prior Transfer Doc	0102171550
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2862 KOSUTH RD NE, PALM BAY, FL 32905-4912
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0102171573
Date	Dec 6, 2024
Book Page	10217/1573
Instrument	2024243471

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Dec 6, 2024
Property Address	2862 KOSUTH RD NE, PALM BAY, FL 32905-4912
Document Number	0102171550
Book / Page	10217 / 1550
Map Reference	MB 12 PG 133
Instrument Date	Dec 5, 2024
Instrument	2024243469
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	2024243470
Date	Dec 6, 2024
Instrument	2024243470

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 11, 2024
Property Address	2862 KOSUTH RD NE, PALM BAY, FL 32905-4912
Document Number	0101071821
Book / Page	10107 / 1821
Map Reference	MB 12 PG 133
Instrument Date	Jul 10, 2024
Instrument	2024140857
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 W ASTER DR, PHOENIX, AZ 85029-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2862 Kosuth Rd NE was $5,230, up 422.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,690 (-6.58%)	$266,690 (-6.58%)
2025	$5,230.00 (+422.48%)	$285,460	$285,460
2024	$1,001.00 (+4.27%)
2023	$960.00 (+7.62%) Homeowner's exemption	$89,740 (+3%)	$276,340 (+23.09%) Land $35,000 Building $241,340
2022	$892.00 Homeowner's exemption	$87,130	$224,500 Land $28,000 Building $196,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2862 Kosuth Rd NE in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2862 Kosuth Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

Nearby Properties on Kosuth Rd NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures