Brevard County property record for 2862 Emeldi Ln, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 2,949 sqft · built 2017 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $115,100 (Mar 2016) |
| Tax Bill | $9,378 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-09-VS-A-21 |
| Primary APN | 26-36-09-VS-A-21 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,949 sqft Living Area |
| Gross Area | 4,082 sqft |
| 1st Floor Area | 2,949 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 517 sqft |
| Account Number | 2632171 |
|---|---|
| Street Address | 2862 EMELDI LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWAY LAKES AT VIERA PHASE 4 LOT 21 BLK A |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | FAIRWAY LAKES AT VIERA PHASE 4 |
| Legal Phase | 4 |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 71201 |
2862 Emeldi Ln is owner-occupied and held in a trust since April 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FCU |
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2016 · Amount on File |
| Deed Sale | Mar 7, 2016 · Amount on File |
| Prior Sale | Aug 12, 2015 · Amount on File |
| Deed Document Number | 201641741 |
| Deed Book / Page | 7563 / 2637 |
| Last Transfer Date | Apr 2, 2025 |
| Transfer Doc | 0103350130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 17, 2026 |
| Property Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Document Number | 0000078278 |
| Book / Page | 10601 / 2729 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202678278 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Document Number | 0000078278, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 10601/2729 |
| Instrument | 202678278 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 6, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2862 EMEIDI LANE, MELBOURNE, FL 32940-8664 |
| Document Number | 0098642121 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 9864/2121 |
| Instrument | 2023174938 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Document Number | 0093762724 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 9376/2724 |
| Instrument | 2022003425 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2862 EMELDI LN, MELBOURNE, FL 32940-8664 |
| Document Number | 0097450307 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 9745/307 |
| Instrument | 2023056720 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2862 Emeldi Ln was $9,378 with a homeowner's exemption, up 5.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,100 (+2.7%) | $824,200 (-7.14%) | |
| 2025 | $9,378.00 (+5.81%) | $731,360 | $887,550 |
| 2024 | $8,863.00 (+34.15%) | ||
| 2023 | $6,607.00 (+7.73%) Homeowner's exemption | $578,160 (+3%) | $789,840 (+15.32%) Land $175,000 Building $614,840 |
| 2022 | $6,133.00 Homeowner's exemption | $561,330 | $684,900 Land $145,000 Building $539,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2862 Emeldi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 307 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2862 Emeldi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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