28618 Monarch Cliffs Dr, Fulshear, TX 77441 Property Records

Fort Bend County property record for 28618 Monarch Cliffs Dr, Fulshear, TX 77441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,830 sqft · built 2019
Lot Size	0.151 acres (6,591 sqft)
Owner	Individual Name on File
Last Sale	$306,500 (Jun 2020)
Tax Bill	$9,372 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R488723`

Property Details

APN / Parcel Number

Primary APN	`R488723`
Alternative APN	`2711-12-001-0530-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,830 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,962 sqft
2nd Floor Area	868 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	6,591 sqft (0.151 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28618 MONARCH CLIFFS DR
City	FULSHEAR
State	TX
Zip	77441-1987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEK FALLS AT CROSS CREEK RANCH SEC 12, BLOCK 1, LOT 53
Legal Subdivision	CREEK FALLS AT CROSS CREEK RANCH SEC 12
Legal Block	1
Legal Lot Number	53
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3043
Census Tract	673202

Owner

28618 Monarch Cliffs Dr is owned and occupied by an individual who bought it in June 2020.

Source: Fort Bend County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	28618 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · FHA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Jun 2, 2020
Deed Document Number	202063037
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	0000063037
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Jul 23, 2026
Property Address	28618 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1987
Document Number	0000076584
Instrument Date	Jul 6, 2026
Instrument	202676584
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28618 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1987

Mortgage

Document Number	0000076584,
Date	Jul 23, 2026
Instrument	202676584

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jul 1, 2050

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	28618 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1987
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102422
Date	Jun 21, 2021
Instrument	2021102422

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	28618 MONARCH CLIFFS DR, FULSHEAR, TX 77441-1987
Document Number	0000063038
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28618 MONARCH CLIFFS DR FULSHEAR TX 774411987, FULSHEAR, TX 77441-1987

Mortgage

Document Number	0000063038
Date	Jun 2, 2020
Instrument	63038

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28618 Monarch Cliffs Dr was $9,372 with a homeowner's exemption, down 1.8% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Fulshear City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,372.00 (-1.83%) Homeowner's exemption	$457,266 (+1%) Land $68,900 Building $458,661	$527,561 (+1.8%) Land $68,900 Building $458,661
2024	$9,547.00 (+78.55%) Homeowner's exemption	$415,696 (+1%) Land $68,900 Building $449,348	$518,248 (+3.27%) Land $68,900 Building $449,348
2023	$5,347.00 Homeowner's exemption	$377,905 Land $53,000 Building $448,830	$501,830 Land $53,000 Building $448,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28618 Monarch Cliffs Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,219 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,219 in force
Nearby Flood Claims	8 (2016–2024)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28618 Monarch Cliffs Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULSHEAR serves 34,000 people · EPA ID TX0790133
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Hotwire Communications, Verizon.

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