28616 79th Rd, Branford, FL 32008 Property Records

Suwannee County property record for 28616 79th Rd, Branford, FL 32008

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,858 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,901 (2024)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-06S-14E-04423-001000`

Property Details

APN / Parcel Number

Primary APN	`27-06S-14E-04423-001000`
Alternative APN	`04423001000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	506 sqft
Porch	Finished/Screened Porch
Patio Area	364 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	04423001000
Street Address	28616 79TH RD
City	BRANFORD
State	FL
Zip	32008-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 5.00 ACRES FOR POB COMM AT NW COR OF SE1/4 OF SW1/4 RUN S 00 DEG 10' 44 E ALONG W LINE OF SE1/4 OF SW1/4 330 FT N 89 DEG
Legal Range	14E
Legal Township	06S
Legal Section	27
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3036
Census Tract	970602

Owner

The current owner of 28616 79th Rd acquired it in September 2007.

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	28616 79TH RD, BRANFORD, FL 32008-2531
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2007
Transfer Doc	0709088739
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	28616 79TH RD, BRANFORD, FL 32008-2531
Document Number	0000215153
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28616 79TH RD BRANFORD FL 320082531, BRANFORD, FL 32008-2531

Mortgage

Document Number	0000215153
Date	May 22, 2019
Book Page	002118/000475
Instrument	215153

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,332	$262,119 Land $52,375 Building $209,744
2024	$1,901.00 (+2.76%)
2023	$1,850.00 (+3.18%) Homeowner's exemption	$141,840 (+3%)	$229,202 (+33.15%) Land $39,750 Building $189,452
2022	$1,793.00 Homeowner's exemption	$137,709	$172,142 Land $34,500 Building $137,642

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28616 79th Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2004–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28616 79th Rd is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
Verizon Fixed Wireless	25 / 6