Union County and Union Township property record for 2861 Willard Pl, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,604 sqft · built 1958 |
| Lot Size | 0.126 acres (5,475 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $560,000 (Jun 2021) |
| Tax Bill | $12,618 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2020 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03704-0000-00005 |
| Primary APN | 19-03704-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,475 sqft (0.126 acres) |
| Lot Dimensions | 99 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2861 WILLARD PL |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WILLARD PARK SEC 02 |
| Legal Block | 3704 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 32902 |
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC |
| Feb 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 8, 2021 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 9, 2019 | Deed, Transfer LANDQUEST TITLE LLC |
| Nov 9, 2018 | Quit Claim Deed, Foreclosure LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Nov 9, 2018 | Grant Deed, Transfer LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Jun 29, 2018 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Apr 25, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2021 · Amount on Record |
| Deed Sale | Jun 8, 2021 · Amount on Record |
| Prior Sale | Apr 9, 2019 · Amount on Record |
| Deed Document Number | 20215533 |
| Deed Book / Page | 6415 / 3056 |
| Prior Transfer Date | Aug 6, 2018 |
| Prior Transfer Doc | 0062950274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 13, 2026 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0000094700 |
| Book / Page | 15828 / 2476 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202694700 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0000094700, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 15828/2476 |
| Instrument | 202694700 |
| Name | LIBERTY LENDING INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 1, 2053 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146592354 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 14659/2354 |
| Instrument | 687669 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 8, 2021 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0064153056 |
| Book / Page | 6415 / 3056 |
| Instrument Date | May 27, 2021 |
| Instrument | 5533 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | TITLE GUARANTEE (ACH), TITLE GUARANTEE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,761.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 THOMAS DR, 21, CLARK, NJ 07066-2224 |
| Name | Verified Name |
|---|---|
| Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 13937 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 13937 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 9, 2019 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0063160595 |
| Book / Page | 6316 / 0595 |
| Map Reference | MAP 465E |
| Instrument Date | Mar 29, 2019 |
| Instrument | 311481 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | LANDQUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 383 WAYNE TER, 383, UNION, NJ 07083-9122 |
| Name | Verified Name |
|---|---|
| Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 9, 2018 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0062950274 |
| Book / Page | 006295 / 000274 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 306733 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 22, 2018 |
| Title Company | LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2001 ROSS AVE #2800 DALLAS TX 752012930, 2800, DALLAS, TX 75201-2930 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 9, 2018 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0062950280 |
| Book / Page | 006295 / 000280 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 306735 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | LTS ACQUISITION COMPANY LLC, LTS ACQUISITION CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 383 WAYNE TER UNION NJ 070839122, UNION, NJ 07083-9122 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 29, 2018 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0062720006 |
| Book / Page | 006272 / 000006 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 301632 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2861 WILLARD PL UNION NJ 070836650, UNION, NJ 07083-6650 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 25, 2018 |
| Property Address | 2861 WILLARD PL, UNION, NJ 07083-6650 |
| Document Number | 0062580783 |
| Book / Page | 006258 / 000783 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 299115 |
| Transaction Type | Foreclosure |
| Record Updated | May 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 55 BEARRIE PL #110 GREENVILLE SC 29601, 110, GREENVILLE, SC 29601 |
| Investor | Possibly a Property Investor |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,100 (-) Land $20,400 Building $33,700 | $54,100 (-) Land $20,400 Building $33,700 | |
| 2025 | $12,618.00 (+4.36%) | $54,100 (-) Land $20,400 Building $33,700 | $54,100 (-) Land $20,400 Building $33,700 |
| 2024 | $12,091.00 (+6.86%) | ||
| 2023 | $54,100 (-) Land $20,400 Building $33,700 | $54,100 (-) Land $20,400 Building $33,700 | |
| 2022 | $11,315.00 | $54,100 Land $20,400 Building $33,700 | $54,100 Land $20,400 Building $33,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1999) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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