2861 Summit Dr W, Mobile, AL 36618 Property Records

Mobile County property record for 2861 Summit Dr W, Mobile, AL 36618

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1990
Lot Size0.352 acres (15,347 sqft)
Owner2 Individual Names on Record
Last Sale$148,300 (Feb 2024)
Tax Bill$518 (2025)
Deeds & MortgagesFeb 2024 Transfer
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022309303002109

Property Details

APN / Parcel Number

Primary APNR022309303002109
Alternative APNs
  • 23 09 30 3 002 109.XXX
  • 00344372
  • 344372

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,347 sqft (0.352 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number344372
Street Address2861 SUMMIT DR W
CityMOBILE
StateAL
Zip36618-4150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 20 & 21 WESTERN HILLS S/D 2ND ADDN MBK 9/335 #SEC 30 T3S R2W #MP23 09 30 3 002
Legal Range03S
Legal Township03S
Legal Section30
Legal SubdivisionWESTERN HILLS S/D
Legal Lot Number20-21
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group3
Census Block3024
Census Tract3410

Owner

Source: Mobile County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2861 SUMMIT DR W, MOBILE, AL 36618-4150
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Correction Deed
Feb 8, 2024Warranty Deed, Transfer · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Sep 23, 2021Vendor's Lien, Transfer
WAYNE BALLARD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2024 · Amount on Record
Deed SaleFeb 8, 2024 · Amount on Record
Prior SaleSep 23, 2021 · Amount on Record
Deed Document Number20246522
Prior Transfer DateAug 12, 2013
Prior Transfer Doc0000006520
Record UpdatedSep 20, 2026

February 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionMOBILE AL
Recording DateFeb 8, 2024
Property Address2861 SUMMIT DR W, MOBILE, AL 36618-4150
Document Number0000006520
Map ReferenceMB 9 PG 335
Instrument DateFeb 6, 2024
Instrument2024006520
Record UpdatedMar 4, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 851301, MOBILE, AL 36685-1301

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 ZURICH ST, MOBILE, AL 36608-3648

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateFeb 8, 2024
Property Address2861 SUMMIT DR W, MOBILE, AL 36618-4150
Document Number0000006522
Map ReferenceMB 9 PG 335
Instrument DateFeb 6, 2024
Instrument2024006522
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1070 ZURICH ST, MOBILE, AL 36608-3648

Transferred To (Grantee/Buyer)

NameVerified Name
Address2861 SUMMIT DR W, MOBILE, AL 36618-4150

Mortgage

Document Number0000006523
DateFeb 8, 2024
Instrument2024006523
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Mortgage

Document Number0000006523
DateFeb 8, 2024
Instrument2024006523
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Address3131 CAMINO DEL RIO N STE 1100, SAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMOBILE AL
Recording DateSep 23, 2021
Property Address2861 SUMMIT DR W, MOBILE, AL 36618-4150
Document Number0000063183
Map ReferenceMB 9 PG 335
Instrument DateAug 26, 2021
Instrument2021063183
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 851301, MOBILE, AL 36685-1301

Transferred To (Grantee/Buyer)

NameVerified Name
Address2681 SMITH LN, MOBILE, AL 36693-3715

Mortgage

DateSep 23, 2021
Lender
NameWAYNE BALLARD
TypePrivate Party
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$518.00 (-29.43%) Homeowner's exemption$12,060 (+59.31%) Land $1,500 Building $10,560$120,600 (+59.31%) Land $15,000 Building $105,600
2024$734.00 (+10.21%)$7,570 (-44.91%) Land $1,500 Building $6,070$75,700 (+10.19%) Land $15,000 Building $60,700
2023$666.00 (+8.29%)$13,740 (+8.19%) Land $2,860 Building $10,880$68,700 (+8.19%) Land $14,300 Building $54,400
2022$615.00$12,700 Land $2,860 Building $9,840$63,500 Land $14,300 Building $49,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 91% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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