2861 Ranieri Dr, Troy, MI 48085 Property Records

Oakland County property record for 2861 Ranieri Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,082 sqft · built 1974
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Feb 2020)
Tax Bill	$4,556 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-427-006`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-427-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	1,191 sqft
Basement Area	783 sqft
Unfinished Basement	1,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	135 ft deep x 69 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2861 RANIERI DR
City	TROY
State	MI
Zip	48085-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 RANIERI SUB LOT 16
Legal Range	11E
Legal Township	2N
Legal Section	1
Legal Subdivision	RANIERI
Legal Lot Number	16
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5013
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2861 RANIERI DR, TROY, MI 48085-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL
Oct 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	202028520
Deed Book / Page	53811 / 713
Last Transfer Date	Feb 5, 2025
Transfer Doc	0000018678
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 12, 2023
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Document Number	0000052887
Book / Page	58602 / 775
Map Reference	LB 142 PG 25
Instrument Date	May 9, 2023
Instrument	52887
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2861 RANIERI DR, TROY, MI 48085-1116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 RANICRI DR, TROY, MI 48085-1116

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196470
Date	Oct 24, 2017
Book Page	51209/00370
Instrument	196470

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Oct 16, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210608
Date	Dec 18, 2019
Book Page	53618/00251
Instrument	210608

Lender

Name	PNC BANK NA
Type	Bank
Address	BERKLEY, MI 48072

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 7, 2020
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Document Number	0000028520
Book / Page	053811 / 000713
Instrument Date	Feb 4, 2020
Instrument	28520
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 RANIERI DR TROY MI 480851116, TROY, MI 48085-1116

Mortgage

Document Number	28521
Date	Feb 7, 2020
Book Page	053811/000714
Instrument	28521

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 24, 2017
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Document Number	0000159743
Book / Page	051004 / 000117
Instrument Date	Aug 11, 2017
Instrument	159743
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2861 RANIERI DRIVC TROY MI 48085, TROY, MI 48085

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 24, 2017
Property Address	2861 RANIERI DR, TROY, MI 48085-1116
Document Number	0000159742
Book / Page	051004 / 000114
Instrument Date	Aug 10, 2017
Instrument	159742
Transaction Type	Transfer
Record Updated	Sep 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14486 SHADYWOOD DR STERLING HEIGHTS MI 483123429, STERLING HEIGHTS, MI 48312-3429

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,556.00 (-3.6%)
2023			$272,540
2022	$4,726.00	$136,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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