2861 John Gray Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 2861 John Gray Rd, Cincinnati, OH 45251

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,568 sqft · built 1977
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on Record
Tax Bill$3,095 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN510-0013-0068-00

Property Details

APN / Parcel Number

Primary APN510-0013-0068-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
1st Floor Area996 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1977
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area8,364 sqft (0.192 acres)
Lot Dimensions125 ft deep x 66 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
Patio Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2861 JOHN GRAY RD
CityCINCINNATI
StateOH
Zip45251-4218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHN GRAY RD 66.65 X 125 LOT 20 BIRCH HILL SUB BLKB
Legal SubdivisionBIRCH HILL SUB
Legal BlockB
Legal Lot Number20
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2000
Census Tract20504

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2861 JOHN GRAY RD, CINCINNATI, OH 45251-4218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 1977
Deed SaleApr 5, 1977
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2861 JOHN GRAY RD, CINCINNATI, OH 45251-4218
Document Number0000111143
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2861 JOHN GRAY RD CINCINNATI OH 452514218, CINCINNATI, OH 45251-4218

Mortgage

Document Number0000111143
DateDec 16, 2019
Book Page014064/002340
Instrument111143
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,095.00 (+7.65%) Homeowner's exemption$63,833 (+%) Land $9,922 Building $53,911
2024$2,875.00 (-2.08%) Homeowner's exemption$63,832 (-) Land $9,922 Building $53,910
2023$2,936.00 (+17.35%) Homeowner's exemption$63,832 (+36.61%) Land $9,922 Building $53,910$182,380 (+36.61%) Land $28,350 Building $154,030
2022$2,502.00 Homeowner's exemption$46,726 Land $8,159 Building $38,567
2020$133,500 Land $23,310 Building $110,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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