2861 E Prospect Rd, York, PA 17402 Property Records

York County property record for 2861 E Prospect Rd, York, PA 17402

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,865 sqft · built 1974
Lot Size	0.524 acres (22,825 sqft)
Owner	Company Name on Record
Last Sale	$615,000 (Jan 2016)
Tax Bill	$13,444 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54-000-JJ-0083.A0-00000`

Property Details

APN / Parcel Number

Primary APN	`54-000-JJ-0083.A0-00000`
Alternative APNs	`540000JJ0083A000000` `540020200`

Interior

Units	6 Units
Building Area	4,865 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	22,825 sqft (0.524 acres)
View / Lot	Major Street/Thoroughfare
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2861 E PROSPECT RD
City	YORK
State	PA
Zip	17402-9314
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CH
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	2
Census Block	2000
Census Tract	22923

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2140 HERR ST, HARRISBURG, PA 17103-1625
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit ACNB BANK
Jul 11, 2018	Grant Deed, Mortgage · Line of Credit ACNB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2016 · Amount on Record
Deed Sale	Jan 20, 2016 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	20162464
Deed Book / Page	2353 / 7987
Prior Transfer Date	May 20, 2010
Prior Transfer Doc	0000031059
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	2861 E PROSPECT RD, YORK, PA 17402-9314
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034641
Date	Sep 8, 2023
Book Page	2796/1961
Instrument	2023034641

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	YORK PA
Recording Date	Jul 11, 2018
Property Address	2861 E PROSPECT RD, YORK, PA 17402-9314
Book / Page	002478 / 001194
Instrument Date	Jul 10, 2018
Instrument	29233
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	905 HERITAGE HILLS DR YORK PA 174028406, YORK, PA 17402-8406

Mortgage

Document Number	0000029233
Date	Jul 11, 2018
Book Page	002478/001194
Instrument	29233

Lender

Name	ACNB BK
Type	Bank
Address	16 LINCOLN SQ, GETTYSBURG, PA 17325-2205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	York Township
Unified School District	Dallastown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,444.00 (+3.19%)	$381,780 (-0.88%) Land $96,410 Building $285,370
2024	$13,028.00	$385,170 Land $99,800 Building $285,370
2006			$381,780 Land $96,410 Building $285,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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